2006-07-25 09:01:44 · 8 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
not a checking account, u must pay the other bank first. I hard to do that, but i was able to open a savings account.
2006-07-25 09:05:03 · answer #1 · answered by ilovecarebears 4 · 0⤊ 1⤋
It relies upon. maximum important institutions record charge off balances to ChexSystems and additionally verify chexsystems comments for clean account holders. in the event that they do use it, you heavily isn't waiting to open an account there. There are some places that the two do no longer record or do no longer verify it. it seems you have already been reported so the foremost banks are seeing what you owe and refusing a clean account. normally, smaller banks or credit unions do no longer verify it or have much less strict standards and can be keen to make an exception and open the account. in case you're actually not qualified to open an account at a credit union, you would be able to objective soliciting for approval via a supervisor/supervisor on the financial employer, even with the undeniable fact that based on the dollar volume you're actually not at risk of be authorized.
2016-11-02 23:46:33 · answer #2 · answered by ? 4 · 0⤊ 0⤋
No, I couldn't when I owed money to my old bank. They were able to see when I went to open a new account (at a whole different bank), they said I had a "charge off" - so I had to pay it back before I could get a new account. It took awhile but I did. In the meantime I was on my mom's account, so my pay was going in there and I was able to access my direct deposit money that way.
2006-07-25 09:06:24 · answer #3 · answered by smartbunny 3 · 0⤊ 0⤋
There is one option for you. If your parents or siblings belong to a credit union they can have a checking account opened for you. I have bad history with commercial banks and was able to open a checking account with my father's credit union. They work just like commercial accounts, so you get checks and a debit card. Sometimes they are actually better because they don't charge alot of fees.
2006-07-25 09:14:40 · answer #4 · answered by fee20002000 2 · 0⤊ 0⤋
A bank account, like a checking or savings account?
Yes. I have several checking accounts, several savings accounts, an IRA & 401k all with different banks all for different purposes.
2006-07-25 09:06:09 · answer #5 · answered by Bluealt 7 · 0⤊ 0⤋
that is tough..I know someone who did that, after he turned into a bum after divorce. he bounced a check to dominos pizza, and basically disappeared from society for about 2 years.. upon rejoining us all in the real world, it took him another 2 years to be able to open a checking account at another bank, which included him paying all kinds of fees, etc.
2006-07-25 09:07:21 · answer #6 · answered by kvuo 4 · 0⤊ 0⤋
no. if you owe money to another bank they will enter you into Chex systems where you'll be branded for life. you will not be able to open an account anywhere else until you pay that amount back and have it cleared up with chex systems
2006-07-25 09:05:02 · answer #7 · answered by Anonymous · 0⤊ 0⤋
No, they have that online and they find it.
2006-07-25 09:05:31 · answer #8 · answered by Diana 6 · 0⤊ 0⤋