Does anyone know if the law" judgment proof "still exists?

Question

10 years ago there was a law no one could take you to court for money you owe if you were on unemployment social secuity or welfare. no one could take that money . You were claasified as judgment proff

Answer 1

There was never such a law. Lawyers use the term "judgment proof" to when it would be extremely difficult to collect money owed, but it isn't a legal term.

Social security benefits are exempt from wage garnishment, so it would be very difficult to collect a judgment against that unless they had other assets like a home.

Answer 2

Lawyers say a person is "judgment proof" when the person lacks assets and income adequate to make pursuing a judgment against that person worthwhile. If you win, there is nothing you can take.

By statute, some forms of basic humanitarian support (e.g., unemployment, Social Security payments) either can not be taken at all or can only be taken up to a specific percentage of the total benefit. Therefore, if a person's income is comprised entirely of such benefits -- and if that person has no valuable assets to seize -- that person is likely to be considered judgment-proof, or not worth suing because there is nothing to be gained in that way.