I would like to do my banking online, but should I go with a bank that has branches too?
2006-07-25 03:50:43 · 17 answers · asked by sbarnett 1 in Business & Finance ➔ Personal Finance
I have used FirstDirect for all my banking for many years, which is a division of HSBC. The only things you MIGHT ever want a branch for are the things which are exceedingly infrequent, such as needing a bank draft as part of a house purchase, but if you contact them in advance they can advise you on the alternatives: you shouldn't ever need to go to a branch really. The advantage of FirstDirect is that they are a telephone bank as well as an internet bank, so if you can't figure out how to do it online you can call them.
2006-07-25 04:01:41 · answer #1 · answered by Graham I 6 · 3⤊ 0⤋
First Direct is easy to use and effective on the phone if required - just a few security questions to answer. Also part of HSBC so a big branch network. Can't complain and I have been with them for years without problem.
2006-07-25 04:15:38 · answer #2 · answered by Anonymous · 0⤊ 0⤋
My experience with Cahoot has been great. I went for them becuase at the time they paid a higher rate fo interest than trad banks. It is so convenient to make payments & transfers when you want on-line. I do however use a traditional bank though for getting cash out. So I guess I am bakcing both horses. Bit of a cop-out perhaps.
2006-07-25 23:05:56 · answer #3 · answered by Frank M 3 · 0⤊ 0⤋
of path, the days of having to circulate to the financial employer to acquire a assertion print out or circulate funds around are over! i detect information superhighway banking so very useful and that i will verify my funds in real time 24 hours an afternoon, seven days each and every week. Frankly, i won't think of how i could run my funds devoid of it now. even with the undeniable fact that, you would be completely constructive interior the device and that i assume i'm till some thing is going incorrect! i will thoroughly advise it!
2016-11-02 23:21:50 · answer #4 · answered by derival 4 · 0⤊ 0⤋
I go with CIBC (the Canadian Imperial Bank of Commerce)
they are a regular bank, but they have excellent online services!
2006-07-25 03:53:03 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Banks like Natwest/Lloyds/Barclays........You get a membership number/ pin (only sent to your house) and passcode that you choose so as long as you keep that info safe you should be fine. I've had no problems, if you worried there is always phone banking.
2006-07-25 03:56:14 · answer #6 · answered by mizphilosophical 1 · 0⤊ 0⤋
Bank of America rocks
you can do anything on their web site even open you account fund it with another transfer money from outside account and they has reps you can chat with, plus they have local branchs.
If you decide to open let me know so i can get 25 and you two.
2006-07-25 03:55:17 · answer #7 · answered by Anonymous · 0⤊ 0⤋
On line banking is safe,if you strictly follow the instructions.Never furnish your account number and secret codes to any body.
2006-07-25 23:02:30 · answer #8 · answered by leowin1948 7 · 0⤊ 0⤋
Netbank is very good. With full internet functions. Best for people age 25 - 45
2006-07-25 05:16:37 · answer #9 · answered by hongchen2000 1 · 0⤊ 0⤋
LTSB have a very user friendly site but I think quite a few are good.
2006-07-25 03:54:30 · answer #10 · answered by Julie 5 · 0⤊ 0⤋