can my job be credit? I've been there for 7 years.
2006-07-24 12:01:57 · 8 answers · asked by Lo 1 in Business & Finance ➔ Renting & Real Estate
it depends entirely on your landlord. If you've held a job for 7 years, you probably _do_ have a credit rating; or you could get one if you tried.
Everything in finance is documentation: if you come in to rent with W2s or other proof of income, this helps the leasing agent -- remember, they _want_ to rent to you (keeping properties fully rented is their business), but they also have to comply with their boss's policies.
It also depends on who your employer is: if you've got a job with the government, that's obviously better than something less secure.
2006-07-24 12:08:02 · answer #1 · answered by Crocodilian 2 · 0⤊ 0⤋
When I'm renting an apartment, I don't always look at a person's credit, especially if they are upfront and honest with me from the beginning. I look at it as everyone has had some credit problems or just don't have credit due to the fact that not a lot of people like or have credit cards, or have or had a car loan, or some people just like to pay for everything with cash. But the two things I do look at is employment history & past evictions. As a landlord I need to know that the person I'm renting to can afford to pay their rent. So no job, means to me that you can't afford to pay rent. I also need to know about prior evictions because most evictions are because of failure to pay rent. So just try to talk openly and honestly with the landlord, and make sure you have proof of income when you do talk to him/her. Also try to rent at properties where the landlord manages the property. When you rent from a management company the first thing they do is check your credit score and for past evictions.
2006-07-24 20:02:53 · answer #2 · answered by clk29fp 1 · 0⤊ 0⤋
Depends on what the landlord would accept. If you have the cash for first last and a deposit, he probably won't care one way or the other. If you tell him you need time to get all the money, then your lack of credit would be a factor.
2006-07-24 12:07:01 · answer #3 · answered by oklatom 7 · 0⤊ 0⤋
This may depend on the individual rental company. If you've had the same job for 7 years, that should count for something.
2006-07-24 12:06:27 · answer #4 · answered by MOM KNOWS EVERYTHING 7 · 0⤊ 0⤋
If you've been working for seven years and don't have credit, I suggest you talk to a Certified Financial Planner for some help.
2006-07-24 12:09:06 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Your job is not credit, but it could be a reference. You will probably need a co-signer, but you could get lucky without one.
2006-07-24 12:06:37 · answer #6 · answered by Amber D 3 · 0⤊ 0⤋
Yes.
2006-07-24 12:14:02 · answer #7 · answered by Cat 5 · 0⤊ 0⤋
not always,need a job
2006-07-24 12:10:04 · answer #8 · answered by amberharris20022000 7 · 0⤊ 0⤋