My credit union teller gave me a fake $100 bill. I tried to use it at a store and the cashier told me it's fake. So I take it back to the credit union. They won't take it back. Can't file a small claim in a court. I have no proof. If I file a police report, I still won't get my money back. How can I get my money back?
2006-07-23 10:10:18 · 18 answers · asked by RunSueRun 5 in Politics & Government ➔ Law & Ethics
Well, first of all, if it were fake then the bank would confiscate it and give it to the feds as required by law so I know you are full of crap.
2006-07-23 10:14:05 · answer #1 · answered by Who cares 5 · 1⤊ 6⤋
Your chances of retrieving your money are slim. If you still have the bill, you can try to use it again somewhere else. You'll probably have a better chance if you try using it with an outdoor vendor/market of some type. A strip club may also yield better results since they are usually dark and cash is the preferable way to pay. I don't recommend this approach however. If you do attempt it, you will be committing a crime. Possession/passing counterfeit bills is a federal offense.
What you should do/should have done is to contact the local field office of the Secret Service. Counterfeiting is a matter for the U.S. Treasury Dept. and the Secret Service is the agency that investigates these matters. You probably won't get your 100 back, but you will be providing valuable info to the feds if this bill is a new version. My guess is that it's not the only one in circulation! Moreover, you may better your chances for reimbursement if this bank has issued other similar fake bills. The sooner you contact the Secret Service, the better your chances will be.
Again, this is a matter for the Treasury Dept., not the Justice Dept. Secret Service is the correct agency to notify, not the FBI and not the local police. Good luck!
P.S. I'd be interested in how you make out. Post a note here, OK?
2006-07-23 11:36:27 · answer #2 · answered by colhadley 2 · 0⤊ 1⤋
File a complaint with the local PD against the bank. That recently happened near me. A teller put $4000 in fake bills in her drawer and took the real cash. The police investigated and the teller is now in jail. The credit union stole your money, file charges!
2006-07-23 10:14:09 · answer #3 · answered by Daniel Z 6 · 1⤊ 0⤋
First of all Tellers and other bank personnel are trained to spot fake money...so I doubt a fake bill would have even made it into the bank in the first place. But if you are being truthful and by some miraculous miracle a counterfeit slipped by them...then do this.............
Did you save your receipt? You should have a receipt and the bank should have a record of how much money you withdrew and in what denomination you recieved the cash. Basically they will have record that they gave you a $100 bill. Ask them to look it up and demand the proof on paper. They should also have video tape of you getting the money. Almost EVERY bank has a video surveillance system...so they WILL have you on video withdrawing money. They should even be able to zoom in and see you with the cash. Ask to speak to the branch manager and tell him you want this evidence because you intend to press charges if they don't fix the problem immediately.
2006-07-23 10:36:05 · answer #4 · answered by S 3 · 0⤊ 2⤋
See if your state has a Department of Corporations or similar. That is the entity that governs credit unions. Submit a complaint. This should help prove that you're serious and being honest about where you got the bill. They may have the credit union settle with you. In the future, if you are given older bills without the new security features, ask them for different ones or to verify in your presence that they are authentic. They should not have been giving out the old bills as far as I know (don't quote me) and that may be a decent point to bring up.
2016-03-27 04:16:51 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You should tell the bank that you are filing a Supicious Activity Report (SAR) on the teller who gave it to you. You DO have the teller's name, right?
If you receive a counterfeit bill from a bank employee, there is no dollar threshold for SAR filing.
If it makes you feel any better, you haven't held "real" money since Nixon took us off the gold standard. All your $20 dollar bill really means is that the citizens of the United States owe you $20. That means you owe yourself $20. Yippee....
2006-07-23 10:25:36 · answer #6 · answered by nhzero 3 · 1⤊ 0⤋
Call your local FBI and press charges. It's a federal offense to "pass" fake money and your credit union is clearly in violation of this rule.
Do it today.
2006-07-23 10:13:26 · answer #7 · answered by Anonymous · 0⤊ 1⤋
Possession of counterfeit currency is a crime. Report it immediately so you do not get in trouble. This is actually the jursidiction of the Secret Service but if you call any law enforcement agency they will hand it to the appropriate agency for follow up investigation.
2006-07-23 10:20:34 · answer #8 · answered by Wayne W 2 · 0⤊ 1⤋
If I recall the last one holding the note has the bad luck, unless you can actually prove someone passed it to you. You should have made mention of the fact it was fake as you counted it at the bank. Of course we all know that's about impossible.
2006-07-23 10:33:21 · answer #9 · answered by Anonymous · 1⤊ 0⤋
I would file a police report anyway. Also, call the better business bureau and report the bank. You may not recoup your lost funds, but at least the bank will be reported.
2006-07-23 10:14:08 · answer #10 · answered by LeAnne 7 · 0⤊ 1⤋
you had no money to beging with ok you started with fake 100 you dont get money for fake 100
if it feels better i overdrafted this last week 4 time s at 25 a pop thats 100 dollarors gone that i dont have there now were even
2006-07-23 10:15:00 · answer #11 · answered by jrmy 3 · 0⤊ 1⤋