can an employer cancel a spouses insurance family plan if the other spouse is not em poled there?

Question

my wife has a family plan and i the husband work at another place,her boss he can take me off the policy.he says it cost to much,can this happen

Answer 1

I have several friends that are not covered under their spouses insurance plan. Usually because it is a small company and the expense of a family plan is prohibitive.

Answer 2

Have your wife look up the company policy on insurance coverage. Some companies will cover the employee only and the family at an additional cost to the employee, some companies cover the whole family, some only cover a percentage.

An insurance company can refuse to cover someone if they are covered under a different policy.

If the employer is singling out your wife then that cannot happen, it has to be a universal company policy stating they won't cover the spouse of an employee. If they do offer it, they can choose to make you pay the difference in premium.

Answer 3

This is something your wife has to take up with the personnel department at the place where she works, and/or her union grievance committee. It all depends on the kind of contract she signed, and whether her employer can alter the conditions of the benefits she gets.
It varies with individual employers, so there is no general answer. This one needs some very specific attention, and if your wife belongs to a union, that's the place to get it.

Do you have family insurance where you work? If your employer also offers family insurance, your wife's boss might have grounds for complaining about duplicate coverage.

Answer 4

I do not believe it is legally required for employers to offer any type of heath insurance, family or not. I think this is wrong. The healthcare insurance situation in this country is pitiful to say the least. I know the Canadian government heathcare plan has it's drawbacks but at least every citizen is covered. I believe healthcare is a basic human right and should be equal among all, not just the rich or well-insured.

Answer 5

Depends on the your State's Laws on this for most Employees, their employer may elect to pay all or a portion of the cost of such insurance. But if your policy is cancelled you can elect to pay the full premium through COBRA for 18 months, and you will need to go to your State's website and find out the laws governing Cobra for this.

Answer 6

because you've a criminal professional dealing with your divorce, i'd only call your criminal professional and ask him in case you could take her off the insurance now or once you may want to attend till the divorce is very last. it is extra proper to be secure then sorry. i'm no longer certain in case your insurance funds may be to any extent further inexpensive if you're taking her off the insurance, because you'll nonetheless have your children on the coverage. you may opt to the contact your insurance organization and discover out. about your ex-spouse no longer paying newborn help. that is only incorrect! it would not count number in case you're making sufficient money to help the youngsters without her economic help. they're her children too and she or he has a duty to them. If she's extra then 30 days in the back of in her funds, then have your criminal professional document expenses antagonistic to her for breaking a courtroom order to pay newborn help. in case you actually do not favor the youngster help, then placed the money in a money marketplace account or another account on your youngster's college coaching. you ought to imagine you do not favor the youngster help, yet once you may want to take your ex-spouse off your health insurance coverage so so you might use the extra money to purchase your children outfits, then you honestly DO favor the youngster help from their mom, so that you should be sure your children have the failings they favor, even as they favor them. Please do not enable your ex damage out without paying newborn help. Like I stated, that is only incorrect. ask your self this question. If she had custody of the youngsters and also you weren't making your newborn help funds, may she enable you damage out with it? adult adult males and women are equals and must be dealt with that way.

Answer 7

depends on if your wifes work in unionized or not, and if he is paying for it. My husbands boss did exactly that for the same reason.

Answer 8

Yeah, they can do pretty much what they want to do. I bet there isn't a union.