what are the various methods of consumer finance available in the market?

Answer 1

Mortgages, home equity loans, installment plans, auto loans, credit cards, store cards, ???.

Answer 2

You can do a heloc, which is a home equity line of credit, you are using your home as the collateral. You can also do a personal line with a company, more of a forward against your upcoming checks from your work.
Some companines have credit unions and that you can apply for loans, and you can take funds from 401k if it is a hardship, or you can take and pay the penalty.
Student Loan programs sallie mae and anytime there is a purchase, you can finance it if you have the credit score needed, usually the rate is more effected than if you can or can't.
One can also take a cash advance agaisnt a credit card, this rate can be higher than a standard loan.
Refinancing a mortage also is a way of debt consolidation or home improvement and a cash out option. This is closer to a heloc(home equity line).
Consumer debt consuling or chapter 13 is a way of paying off debt, but should be ones last choice.

Answer 3

There are Citi Financial and Wells Fargo Financial who loan to anyone at high intererst rate. Then of course banks and credit unions. The credit card companies. Then those rip off title loan or pay day loan places.