is it just me, or does anyone else spend their paypacket almost straight away, then b skint all month!!!?

Answer 1

one word YES! thats why ive just quit ma job
to get one that pays weekly lol:))

Answer 2

Here's a tip that was taught to me and I passed on to my kids.

Firstly if you don't aready do it see if you can have you wages paid into a bank account.

Secondly always always pay your bills, buy only what you need.

Thirdly what is left divide by 3, this may not be alot but it will still work.

One third goes into a savings account, set up by transfering the money from one account to another by the bank.

One third for everyday necessity's.

One third to blow.

Stick to these 3 rules

If you have any change left at the end of the week/month put it into a piggy bank that you can not open.

You will be surprised at how quick your savings will grow.

I live in the Uk and I have a tin for 2 pound coins (this I can dip into if needed) one for one pound coins, one for 50 pences, one for silver and one for copper. I have just put 1000 pound into my savings account all saved since Christmas.

I have never had to buy anything on buy now pay later and all three of my kids have healthy bank accounts and do not have any debt.

I have aready had 2 holidays this year and I am going on to Germany in December to the Christmas Markets.

Hope this helps. There will be times when you get an unexpected bill or a crisis that may need you to dip into your savings but don't let this get you down as soon as you can go back to your 3 rules and you will be fine

Answer 3

Me! My cat replaced into in a nasty combat and mandatory emergency therapy on the vets (I paid it without thinking, of direction, besides the undeniable fact that it had extra to leaving me short), my vehicle value ALOT greater effective than i replaced into making plans directly to get via that is MOT final month, which has had a knock on consequence to this month. Our bathing room faucet started leaking uncontrollably some days in the past so we had to fork out for a clean faucet (yet with on line training and slightly balls we controlled to greater healthful it ourselves so saved the money of calling a plumber). I checked the freezer final evening and that i can work out some extraordinary combos being served up over the subsequent couple of weeks to maintain me having to purchase too plenty greater nutrition! Being skint sucks, I hate it! My husband the two paintings tricky besides the undeniable fact that it constantly seems a case of working to stand nonetheless (or actual bypass backwards in specific situations!) carry in there - issues can in basic terms get greater effective x

Answer 4

I am awful with money, and I have no idea where it actually goes! But I've just set up a new ISA account though where I can't get to so easily to help me save!

Answer 5

Yep Im so bad. I dont get paid till 29th and Ive got £5 left!

Answer 6

Well i don't because i've done it in the past and it was no fun waiting for next pay packet! So you could say i lived and learnt but then!!! See Euromillions? Golly i'd better hurry up winning because i've got them all spent in my mind as it is!!!

Answer 7

thats is exactly what i do every month, glad to see im not the only one! i have one really great weekend and then 3 skint ones! every month i decide to not blow it all at once and the evry month i do exactly that!

Answer 8

sure do get paid on the 1st go on drinking on the1st broke by the 2nd

Answer 9

i think everyone does i certainly do, i overestimate how much i have then later remember all the bills i have to pay!

Answer 10

yeah , too much month left at the end of my money !