Anybody got something like this in the mail?

Question

This sounds kinda weird to me like a scam or something. i guess if you have a doubt about it, it probaly is. I got this letter in the mail back on monday or so with a cashiers check for like $3,000+.Saying I had this unclaimed money. OK...Ive had money from a job I never picked up before and it come across on that missingmoney .com website and i got that. But this is from a bank in florida(never lived in florida) printed on a real cashiers check(or looks to be). I looked up the bank on the net and its a real bank but the phone # on the check is different than the one on the website and I keep hearing about scams sorda like this but not exactly. has anybody gotten something like this in the mail recently? Someone said deposit it my account..the worst that could happen is it say nonsufficient funds or whatever. Or go to a check cashing place and see what they say. Dont think Ill do it but just want to see if someone has gotten anything like this lateley. What kind of scam this or what

Answer 1

its a scam
if you deposit the check, it will bounce in about a week.
in the mean time, whoever sent it to you will ask you to send them money for taxes or fees or whatever. if you send them any, you will never hear from them again, and you will have to pay back the bank for the bounced check.

Answer 2

My son got a thing like this in the mail. A check for $3,500 something that was supposed to cover the taxes and what not on a "supposed" contest he won. The contest winnings were for some $250,000 or something as ridiculous. The check was real and written on an account with a Wells Fargo Bank (in Florida). What was supposed to happen was that you deposited the check and then wrote one of your own to send to the tax place. The tax place didn't actually exist because it was a part of this same scam and so you sent $3,500 to somewhere from money in your account that didn't exist. Except that your bank would pay on the check because it shows you have the funds. But ten days later when the check comes back and the account has been closed, you're still responsible for $3,500 that was sent to the business that has nothing to do with taxes or contests but basically scams people. And there you go. In this big country of ours, there are enough people (and we won't call them stupid, just naive) that dream of finding the pot of gold, that faced with a good story, they would do exactly as asked. That could add up to a lot of $3,500. We took the letter to our local post office and gave it to the postmaster, it is by all rights, mail fraud amoung other things. If something seems to good to be true, then it probably is. Scammers play on people's fantasies and dreams.

Answer 3

sounds like a variation on this old scam
article from the Federal Trade Commission website consumer advisories
http://www.ftc.gov/bcp/conline/pubs/alerts/overpayalrt.htmCheck

Overpayment Scams:

Thinking of selling a car or another valuable item through an online auction or your newspaper’s classified section? If so, the Federal Trade Commission (FTC), the nation’s consumer protection agency, wants you to know about check overpayment scams.

According to FTC officials, the scams work like this: Someone responds to your posting or ad, and offers to use a cashier’s check, personal check or corporate check to pay for the item you’re selling. At the last minute, the so-called buyer (or the buyer’s “agent”) comes up with a reason for writing the check for more than the purchase price, and asks you to wire back the difference after you deposit the check. You deposit the check and wire the funds back to the “buyers.” Later, the check bounces, leaving you liable for the entire amount.

The checks are counterfeit, says the FTC, but good enough to fool unsuspecting bank tellers.

In a different version of the scam, the FTC says, consumers get a check that has their “winnings” from a lottery. They’re asked to pay taxes or fees. Sometimes, the sender claims to be trapped in a foreign country without any way to cash the check. Either way, federal officials say, if you deposit the check, you’ll lose.

Here’s how to avoid a check overpayment scam:

Know who you’re dealing with. In any transaction, independently confirm the buyer’s name, street address, and telephone number.
Don’t accept a check for more than your selling price, no matter how tempting. Ask the buyer to write the check for the correct amount. If the buyer refuses to send the correct amount, return the check. Don’t send the merchandise.
Consider an alternative method of payment. As a seller, you can suggest an escrow service or online payment service. There may be a charge for an escrow service. If the buyer insists on using a particular escrow or online payment service you’ve never heard of, check it out. Visit its website, and read its terms of agreement and privacy policy. Call the customer service line. If there isn’t one or if you call and can’t get answers about the service’s reliability, don’t use the service. To learn more about escrow services and online payment systems, visit www.ftc.gov/onlineshopping.
If you accept payment by check, ask for a check drawn on a local bank, or a bank with a local branch. That way, you can make a personal visit to make sure the check is valid. If that’s not possible, call the bank where it was purchased and ask if the check is valid. Get the bank’s phone number from directory assistance or an Internet site that you know and trust, not from the person who gave you the check.
If the buyer insists that you wire back funds, end the transaction immediately. Legitimate buyers don’t pressure you to send money by Western Union or a similar company. In addition, you have little recourse if there’s a problem with a wire transaction.
Resist any pressure to “act now.” If the buyer’s offer is good now, it should be good after the check clears the issuing bank.
Throw away any offer that asks you to pay for a prize or a gift. If it’s free or a gift, you shouldn’t have to pay for it. Free is free.
Resist the urge to enter foreign lotteries. Most foreign lottery solicitations are phony. What’s more, it’s illegal to play a foreign lottery through the mail or the telephone.
If you think you’ve been targeted by a check overpayment scam, file a complaint with the Federal Trade Commission at www.ftc.gov or by calling 1-877-FTC-HELP (1-877-382-4357). For more information on buying or selling via an Internet auction site, visit www.ftc.gov/onlineshopping.



The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

Answer 4

Don't call the number they give. It was on the news here a little while back. They send you these things either in the mail, e-mail, or they call you and tell you you've got this money. In order to get it, you have to transfer some odd amount of money from your account into theirs (a small percentage of what the amount you're getting is), and then they'll send you a check. The only problem is, if you do what they say, you never get a check and the number you talked to them on is no longer in service. Rule of thumb-If you're really going to get some free money, you'll never have to pay or order anything to get it. Don't ever mess with those.

Answer 5

it a scam yeah
if you do your own homework and you can prove that your the real person then you can get some unclaimed money

Answer 6

Dang guess im quite fortunate doesn't ensue to me, yet attempt turning off the ingredient that asserts you get a e mail then saving it. then turning it decrease back on. i don't understand which could artwork lol.

Answer 7

DONT DO IT it could be a trick to get your social security number or IDENTITY once they have dose things your money will be WIPED OUT

Answer 8

i would assume it's a scam. perhaps you could take it to your bank and ask them their opinion.

Answer 9

ITS A SCAM I HAVE ONE JUST LIKE THAT

Answer 10

offcourse its a scam