Is it worth it to earthquake retrofit my house?

Question

Is it better to retrofit my house or buy earthquake insurance? I live in southern California.

Answer 1

I would say both. Its hard to make a judgement without knowing more about the house. It also depends on the value of the house and if there is any sentimental value. And if there are any young children.

If the answer is NO to young children and sentimental value then you could wait on the retrofit until the construction markets slows in a couple years. The problem is that you may pay a premium for earthquake insurance without the retrofit.

Most important thing to avoid is loss of life.

Answer 2

I would say most likely it is worth it. Living anywhere in California, "Earthquake Zone" can be damage prone during an earthquake. Also, know how old is your houses, there are houses in California that are not worth the effort to retrofit them, since they're very old, almost very little to in case of an emergency. If you still wish to live there, then you might want to consider retrofiting the house. Find out from your insurance company, get an evaluation of your house, and take it from there.

Answer 3

If you don't want the things that would be destroyed such as personal item, and like your house the way it is, then retrofit it. If you. If your personal items and the architecture of your house you don't mind losing, go with insurance.

Answer 4

I only moved into my apt 9 months in the past & spent $2400 getting my unit retrofitted, the adult men by some potential only retroed my place and not the full development, all of us try this in CA. Oh, and we don't probably sleep, i individually sleep 0.5 of my suggestions at a time, my left component from 11-3am, my suitable component from 3-7am, only in case an earthquake hits. only component to existence in quake united states of america... Welcome!