Has anyone ever used prepaid legal services and if so how does it work and are the prices resonable??? I need some information Thank you
2006-07-19 02:06:14 · 4 answers · asked by italianprincess_fl 3 in Politics & Government ➔ Law & Ethics
Prepaid legal services generally do not work for several reasons. The most important is that your situation will always be different than anyone elses. Maybe you need a will; but maybe you need a testamentary supplemental needs trust. The lawyer they send you to will give you a simple will because that's all your plan covers even though it's not right for you.
The second most important reason is that lawyers are specialists. Each concentrates in just a small area - estate planning, family law, Social Security representation, etc. Prepaid legal services send you to just one lawyer for all those things. There is no reason to think that lawyer really has expertise in the area you need.
Last is the paucity of lawyers. Even if you have a choice between a few attorneys, it will be a very few. You won't be able to find the person you trust and communicate well with. You'll have to use one lawyer even if you don't really like him. And, since you're not paying him very much, he probably won't really like you either.
If your union gives you some free legal help, start there for information. Otherwise, don't buy into a prepaid legal plan.
2006-07-19 02:24:09 · answer #1 · answered by Loss Leader 5 · 0⤊ 2⤋
Prepaid legal services and legal insurance plans work in a variety of ways. Depending upon the plan, features may include some of the following:
Discounts on legal services through a network of attorneys;
Free legal services, such as the preparation of a property deed or simple will; and
Access to a database of legal forms and documents
So you have to take a dicision after thinking about lot of things. afterall it is about investment rather you should take a help of solicitors who can suggest you right direction.
2014-09-19 19:27:24 · answer #2 · answered by Jack 2 · 0⤊ 0⤋
If you shop around, you can find a lawyer of your own choice that can meet or beat the prices charged by Pre Paid Legal. The value of those types of services is strictly based on the quality of lawyer you receive. In California, there is only one law firm that works with Pre Paid Legal clients. The further you are away from any of this firm's branch offices, the less likely you are to get personal service.
2006-07-19 02:39:20 · answer #3 · answered by Carl 7 · 0⤊ 0⤋
I HAVE USED " PPL" - IF YOU DO, I WISH YOU BETTER LUCK THAN I HAD!
2006-07-19 02:49:39 · answer #4 · answered by epdd@sbcglobal.net 2 · 0⤊ 0⤋