what is the difference between debit card and credit card?is it safe to use debit card in ebay?

Answer 1

Debit = comes out of your checking or savings account NOW.
Credit = you get billed for it later.

For eBay I know lots of people who use PayPal with their debit cards, even computer experts. Just don't use a public or shared computer, never give your passwords out, and make sure that when you input important info (card number, etc) that the web page has the little lock symbol at the bottom and the lock is closed.

Answer 2

a debit card is linked to a bank account (usually checking) and has a limit of whatever you have in the bank, no more, a credit card has a certain credit limit, let's say $1,000 that is not a $1,000 you have or have paid them, it's what you will owe (plus interest) if you borrow it. Also a debit card has no interest on it, meaning if you spend $25 that's what you pay out of your bank, if you use a credit card that $25 you spent at the store may end up being $26.70 once interest has been tacked on to it. I use my debit card all the time on ebay and have had NO problems, just use caution about it, never give the seller your card number. If you have any questions about it contact ebay themselves they will help you be able to safely use your card, because that's what they want, if everyone started reporting fraudulent charges on their cards after using ebay they would all STOP using ebay. So it's in ebays interest to keep your information secure and safe.

Answer 3

Credit Card is a card that when you buy stuff your pretty much being loaned the money and have to pay it back at a certain time.

Debit Card is almost the same but your loaning yourself the money when you put money into the Checking account or Savings account.

I've used my debit card on ebay a couple times and it can be safe but no matter where you use it. It can be unsafe as well.

Answer 4

A credit card is a credit facility, separate from your current account, with a pre-arranged limit available to you.
A credit card allows you to buy goods and services now using your creditors' money. You don't have to pay it back until later, when the card issuer sends you the bill. You choose the amount you want to pay as long as it's above the minimum payment calculated by the card issuer. Interest accrues on the unpaid balance.

A debit card gives you access to available funds in your current account.
A debit card appears to operate like a credit card but it is much more.

I think debit card is more safe rather than credit card, because no one can sell to you if your bank saving is empty.

Answer 5

I would not use your debit because you would get the money back that was taking from you. A credit card if someone is using it without your consent you can argue it and they will investigate and if someone else used your card and they confirm it and will give you credit for it. When you use the credit card just make sure you spend what you can afford that way, when the bill comes you just pay it off and you won't be charged the interests.

Answer 6

Read me lips: Do not use a debit card!

A credit card allows you to control your losses.

A debit card does not and in fact can allow your
funds to be completely depleted.

Here's one big example of why (see resources).

Answer 7

a debit card iz like a gift card, but u buy it yourself and u put money on it
but wit a credit card when you use it, they take the money out of your bank account and u don't put money on it
that's why you should only have 1 credit card
but if u want my opinion a debit card is better bcause once u use out da money dat U put on it, it's gone, but if u use a credit card and u don't use it wisely, u could go bankrupt faster than u can say supercalifrajilistic exspealidocious

Answer 8

eBay is the largest online marketplace and one of the most popular ways to earn an income from home with a PC and internet connection. Selling on eBay is inexpensive and easy to start. Ebay has a number of tools for sellers to maximise sales. These are eBay Pulse, Hot items report, merchandising calendar. By sourcing products at a low price, you can increase your profit. Check out http://tinyurl.com/rygsh for more details.