My husband got heart problem and high blood preessure just bcoz of the burdon of debt.we have four chidren and the elderone is a student of Medical.We cant continue his education.Our real relatives have refused us for any kind of help.Can any body help us to survive from this crises
2006-07-16 22:55:22 · 8 answers · asked by naazi_naz_90 1 in Family & Relationships ➔ Other - Family & Relationships
give me yr contact number.
2006-07-16 22:57:51 · answer #1 · answered by manalonedubai 5 · 0⤊ 0⤋
Get financial counseling.
Your relatives shouldn't help..... I know that sounds harsh, but this is YOUR problem, not theirs.
It is you and your husband's responsibility to get this under control.
Cut up all credit cards.
Only buy what you absolutely need.... and pay cash for it.
There is a HUGE difference between what you NEED and what you WANT. It's all the "wants" that got you into this mess.
There are non-profit organizations that can help you consolidate your debt. I suggest you get started calling them this morning.
You and your husband need to move forward and take care of this immediately.... before it gets too overwhelming and stressful and hurts your relationship with each other. As far as your child in school....... see what grants or student loans he/she can get. Let them get a part-time job and share with the expenses. If need be.... they can take a year off and save money towards their own education. Life is hard. But with good will on your part .... you can survive. The most important thing is .... figure out how you got into this mess and take steps to ensure that it never happens again. Set a good example for your children. In the future, only spend money you can afford to spend.... and no more. Credit cards are the worse culprit to family finances! Here's a couple of links that can help you. Good luck!
Non-Profit Credit Counseling
1-800-839-0736
http://christiandebtconsolidation.org/
http://www.debtconsolidationcare.com/
2006-07-16 23:11:10 · answer #2 · answered by Primrose 4 · 0⤊ 0⤋
You'll have to sacrifice something if you want your son to stay in medicine.
And start selling things out of your house and both of you have 2 jobs.
Seems like more and more Americans are working 2 jobs. Why is this.! Me and my husband are working 2 each; what is going on that we good Americans have to work 2 jobs now. We too are in debt but he has 2 kids and I have none.
2006-07-16 23:09:54 · answer #3 · answered by sincerely, see me 4 · 0⤊ 0⤋
debt consolidation
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/debt-consolidation.htm
2006-07-25 22:15:40 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Hi, I think you need to enrol into a debt consolidation program. You would require to build back your credit, a few articles that might help are:
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581
How to lower your debts?
http://www.askaquery.com/Answers/qn1576.html
How to reduce debt : How to lower your expenses?
http://www.askaquery.com/Answers/qn1577.html
2006-07-21 19:26:15 · answer #5 · answered by curtain r 2 · 0⤊ 0⤋
Find a good accountant who is a CPA. Ask him or her for advice.
2006-07-16 22:57:40 · answer #6 · answered by jumpingrightin 6 · 0⤊ 0⤋
Probably going to have to sell your house...
2006-07-16 22:58:46 · answer #7 · answered by Anonymous · 0⤊ 0⤋
If you got the looks, he has the brain, make it happen.
2006-07-16 22:57:22 · answer #8 · answered by Anonymous · 0⤊ 0⤋