If I had 30000 what would be the safest investment?

Answer 1

US Treasuries are generally considered the safest investment in the world. Other government bonds are nearly as safe (agency bonds, FNMA, etc). Many muni's are reasonably safe as well. Check the issuing municipality's rating, but most are well into the investment class. At this investment amount, CD's are also extremely safe as they're backed by the FDIC to amounts substantially higher than you're talking.

At this point, don't purchace any Treasury bonds with maturities greater than 6 months to a year as the yield curve is extremely flat at this point (meaning you won't make more for longer term bonds).

My other question for you would be though - is this the right point in your life for safe? You'll make more money by taking on more risk. You need to decide if earning more by investing in riskier investments will work. Well rated corporate bonds will make 1 to 2% more than Treasurys. Risky corporates may make up to 5% more.

The equity markets may also have some possibilities for you. These are faster moving with a greater chance for loss. I'd recommend you develop a relationship with an investment advisor or a knowledgeable person you can sit down with on a regular basis.

A side note on the purchase of Treasury bonds: Don't bother opening an account at a brokerage to purchase these bonds. You'll be charged commissions and won't receive much in return for service. You can open an account now directly with the Treasury and buy bonds directly. Visit www.treasurydirect.gov to get more information on that.

Answer 2

The safest against loss would be an account that is not tied to the stock market, mutual funds, variable annuities. The safest against loss: money markets, CD, but low interest offered. Best for safety, access, and higher interest is a fixed annuity. Go through a reputable insurance company directly, not a broker or bank. They charge fees and cant offer the highest interest because they are the middle man. Directly with the insurance co. you wont pay fees to start the account.

Let me know if you'd like the name of someone to get you more info.

Answer 3

It depends on your age, your employment situation, your responsibilities (family, loans), and what else you own. If you want a good answer, add those in the details. In any case, as was said, government bonds are the safest, but by no means the investment that gives most return or one better than buying a home.

Answer 4

brother investing in shares at this time will be one of ur safest bet.
ill tell u how?
the market has already gone down alot. as per the information and studies indian share market is down to the maxmimum.
you can invest in good companies like infosys, bajaj auto, RIL etc. i am sure this will give a secure and good investment. you will surely earn more than 30% return.
mind you this investment advice is my view and does not mean that u invest anything without thinking.
i belive you will find it satisfactory.

Answer 5

Treasury bills (less than one year maturity), NOT bonds, are the safest investment.

Answer 6

You need to sit down with a financial advisory!

My option if you were looking for safe, and you could get the money quick if needed would be Cd's or money market accts. Almost all banks have them.

Answer 7

Talk to a financial planner and tell them you want something where your principle is insured. That way, even if something goes wrong, you'll not lose your 30K.

It depends on how much access you want to it..if you want to assume any risk....You could just stick it in a savings account, or a CD (Certificate of Deposit).

Answer 8

business development corp......they pay a good rate of return with a plus of potential stock value increase

Answer 9

A Brazilian company that is trading as PBR... It is an energy company.... Sink it all.... watch it split...

Answer 10

yes give it to me!