2006-07-15 02:22:31 · 5 answers · asked by 345Grasshopper 5 in Home & Garden ➔ Other - Home & Garden
Loan officer was a good person. I asked her about "committment fee" and "loan origination Fee" etc. She said "those are junk fees". She made them go away. I also asked about having a title search and then having to buy title insurance for the bank (now that's a scam.) She was sympathetic, but that's a tough nut to crack. Get to know a good loan officer. they really can smooth the path for you.
2006-07-15 02:28:53 · answer #1 · answered by Nowayjose 3 · 0⤊ 1⤋
I prayed for guidance on the situation . A lawyer friend gave me a list of questions and the lender answered all of them. My lender also made me feel comfortable and provided me with lots of information. Asking others who have been through the process makes you very insightful.
2006-07-15 02:31:23 · answer #2 · answered by MyTeriAmour 1 · 0⤊ 0⤋
The rate they charged, 5.8175 at the time....I should have paid a little more attention to the closing cost fees...if you have a credit union, check with them before you do anything, their fees will be the lowest.
2006-07-15 02:46:14 · answer #3 · answered by Anonymous · 0⤊ 0⤋
My Dad, the Mortgage Broker, told me to choose the one I did.
2006-07-18 15:20:10 · answer #4 · answered by Bartmooby 6 · 0⤊ 0⤋
The rate and the no closing cost option.
2006-07-15 05:13:54 · answer #5 · answered by eskie lover 7 · 0⤊ 0⤋