I went to the store and bought something when they game me my reciept it had my full Credit Card number on it w/ experation date I complained the manager gave me a hard time but then let me scratch off my number from his copy is this illegal for them to print it out on the reciept?
2006-07-14 07:20:58 · 27 answers · asked by nicktomlinson423 2 in Politics & Government ➔ Law & Ethics
Yeah it is Now! About 2-3 years ago they passed a law where everyone had to change their cc machines (to cut down on fraud).
I wouldn't shop there again. Whoever is providing cc processing service to that shop might also be liable for not forcing the owner to switch machines (or possibly not informing the owner).
I would call your cc company or your local police dept and talk to them about this. I mean it seems harmless enough until your cc number is stolen, ya know?
2006-07-14 07:21:58 · answer #1 · answered by Corn_Flake 6 · 0⤊ 1⤋
Not necessarily, it's supposed to be truncated, but not everyone has to comply yet!
Some info:
FACTA, the Fair and Accurate Credit Transactions Act (Federal Regulation):
Truncation: Credit Cards, Debit Cards, Social Security Numbers
Receipts that include full account numbers and expiration dates are a gold mine for identity thieves. In some states, full printing of this information is already prohibited. For the future, FACTA sets a national standard for truncation of card information.
FACTA says receipts for credit and debt card transactions may not include more than the last five digits of the card number or expiration date. However, the effective date of this provision is a long way off, and there are a couple of loopholes:
This section does not apply to receipts for which the sole means of recording a credit or debt card number is by handwriting or by an imprint or copy of the card.
For machines in use before July 1, 2005, the merchant has three (3) years to comply.
For machines in use after January 1, 2005, the merchant has one (1) year to comply.
2006-07-14 07:24:42 · answer #2 · answered by Jaylyn 4 · 0⤊ 0⤋
I have had alot of problems with this same thing. About 2 years ago I had a lot of people tell me that it is not illegal for them to print it out there, but that it is illegal for them to refuse you of scratching out your ccard #. They have to let you scratch it out if they are to charge your card and that is what you want to do!
If they give you a hard time tell them to credit back your card and you'll go somewhere else...they usually back down.
What I find most places are ok with is if you scratch out every number but the last 4 digits, most businesses dont have a beef with that. They shouldnt have a beef with it anyways. The way the ccard companies have the "set up" with the vendor, is that when the card is authorized, the number is automatically stored, they dont need the whole number on a piece of paper, all they need is the transaction # or approval #....
Businesses trip because they dont know what they're doing!
2006-07-14 07:27:54 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It is illegal... and I would recommend that you hire an attorney for the simple fact that you might of scratch off your number from his copy but it doesn't mean it not in their system...they keep records of every transaction just in case you want to make a return or etc... Therefore, if you really think about it you information it's not totally safe in this particular store... so don't ever shop there again and before you use credit card to anywhere ask the cashier if they have this or not to make sure... but i honestly try not to used my cc as least possible... and if you buy online try to used a pre-paid credit card it's reusable and safe... I only used my cc's for emergency only not just for the hell of it... use it when you need it not when you want or because you can... it's part of being responsible....
2006-07-14 07:34:11 · answer #4 · answered by M S 2 · 0⤊ 0⤋
Yeah, I've never seen a full cc number w/exp date printed on a reciept. That would make it so easy for people to commit fraud.
2006-07-14 07:23:45 · answer #5 · answered by Anonymous · 0⤊ 0⤋
No. What I would do is scratch everything off except the last four digits. Because that is all they need to process your card for credit.
They don't need to have the full number, and if they say they do. Then tell them that you don't want your identy stolen and all they need is the last four digits. If they begin to hassle about, it would seem to me that they would be after your card number.
2006-07-14 07:24:50 · answer #6 · answered by Janel Nelson 2 · 0⤊ 0⤋
No no longer quite - it isn't unlawful. you've given them your card as element of a transaction (paying for products or amenities). To complerte that transaction, they might want to make a list of it and your mastercard so as procedure your purchase. some shops would grant you with a receipt with in basic terms the merely excellent 4 numbers showing - yet there genuinely isn't any violation to print your mastercard quantity on your receipt.
2016-11-06 09:16:14 · answer #7 · answered by deperte 4 · 0⤊ 0⤋
In the US, yes, as of a few years ago. That store needs to have its programing for its credit card equipment updated. it should only show the last four digits and expiration date.
2006-07-14 07:22:46 · answer #8 · answered by Be_loislane1 3 · 0⤊ 0⤋
It's a state law. I'm not sure if it has been adopted in every state. In California, for example, it is covered under the Song-Beverly Credit Card Act of 1971. Tell us which State you are interested in for help in finding your specific statute.
2006-07-14 07:54:04 · answer #9 · answered by Bright Light 3 · 0⤊ 0⤋
Yes it is, they are only suposed to show the last four numbers and put the rest as little a bunch of little x. For example: xxxxxxxxxxxxxxxx7349
2006-07-14 07:25:09 · answer #10 · answered by David 2 · 0⤊ 0⤋