Did anyones parents give them a credit card at 13years old.?

Question

my parents gave me a credit card when i turned 13. I use it to buy whatever i want then my daddy pays it off. Do you think it sounds snobby and spoiled. I am 15 now should i give it back to him because i am obsessed with shopping and shopp online everyday. I think it is really bad that i shop so much what do you think

I do have a job and i buy some things but i would not be able to pay for any of the things i buy on my pay check i spend like 10 thousand in a week

my twin got a credit card at 11 but i wanted to wait to get mine. My older sister she is 21 and daddy stil pays her credit card. My younger brother 12 just got a credit card

I asked my daddy if he thought i was spending to much and he said no i am atleast spending less then my 2 sisters.

well i spend less then one of my sisters my twin spends the second least and my brother spands the very least

I asked my daddy if he wanted the card ack and he said no and told me to keep it. I asked him how willi be taught about what money is worth and he said i sdon't need to be because he wil suppport me til he dies then after that i will inherit a third of all his money so i still wont have to worry. And he said he wants me to take over the buisness when he dies so then i will also be rich. what should i do about that?

Answer 1

i got a credit card when i was 10 although it might make sence that my daddy is rich :) true story ppl

Answer 2

yes, you do sound spoiled, but not as much as your sister, i mean 21 !? that's too old. when you turn 16 or 18 (whatever is is in your area) get a real job, like at a mall clothing store, or at a place you like, then you (usually) wil get discounts, and your paycheck can go farher. Though i do applaud you for waiting to get your card unlike your twin, and you aren't in denial, and realze that you shop way too much. Think about what your buying. Clothes...'will i really wear this', and since you shop online you can't try anything on. Look around the site before you buy something, so that if you really like it, you can retun it and get a different size, or a refund. and start learning exactly how daddy manages all that money for all of you. And think about prices, too. See if you can find the same thing on a different site. I found pants at Abercrombie for $80, the same at hollister for $45, then extremly similar pair for $30 at the limited. Think about what you have. Like Cellphone, iPod, subscriptions to things like maezines, and if any, store cards. And, also, it sounds like the driving issue might be brought up soon...if your payments that dad makes go down, he might see how responsible you are. especially if you stop shopping for stuff altogether, and give back the card. Wow, that would make any parent very pround, and of you! With that responsilbility and being pround, comes trust...can you see where i'm going with this? ;)
hope this will help, and show your parents that you can survive in the money world, or, at least, know what it will take to urvive. all it takes is a little manipulation...if you know what i mean

Answer 3

I'd say your a bit obsessed with spending money, though you spend a modest amount of money within your immediate family.

When you're on your own, you have to know how to manage money. You don't want to get in a sea of debt and never be able to pay it off. I find whenever I accumulate a large amount of money, I'm careful with what I spend it on and it usually takes me a long time to decide what I want. Money doesn't grow on trees as they say.

My parents would fall over backwards if I asked for a credit card at 13. We're a middle-class family and can't throw away money on anything and everything we desire and once you get something, though it may be fun, you'll find spending time with your family and helping people is the greatest reward.

You should probably give your dad back the credit card. It sounds like he's very generous and if you needed help financially, he'd support you.

Have a great day!

Answer 4

OMG yes! there is no way my parents would ever give me their credit card. I had to wait until I was old enough to get one myself and even then I didn't and just got a debit card. You are really making a bad habit because when you get old enough to have your own and live by youself. Your daddy won't be there to pay it off for you and you will have massive debt. This is terrible. It sounds like your dad is loaded with money since he obviously doesn't care about his credit rating or spending of money. Hey! do you want to give me some money? I'm going to Japan to study abroad in college and I could use a bit more money ;) what do you say? donate to the needy? :) I think you should definitely give it back.

Answer 5

I agree with you.

No teenager should have a credit card.

I didn't get my card until I was in my 20's and was able to sign for it on my own. I think that if parents give their children credit cards and simply pay the bills for them, they are not teaching their children the proper value of money. This doesn't help you out at all. If you continue to spend like this, you will be in debt big time once Daddy cuts you off.

You should learn to earn your money and how to manage it to get what you want.

Answer 6

Yeah...it sounds pretty snobby. No offense meant though. You can't help that your family has money. My family definately doesn't . I have three part time jobs to pay for my gas, clothes, and whatever I want. I don't get paid that much either and I don't always get what I want. I buy what I need first. I'm not poor. But I would be compared to you probably...No offense still. Im just saying. You should cut back. What happens when you will have to work for yourself one day? What if you don't have mom and dad to support you? Just think about that. Get a job. IT would be a good life lesson.

Answer 7

i think you should be the very fiirst to give up the card. it'll show that you're going to be an independent adult. Also, without the card, you can learn how to ease down on the shopping and think about the real life. Without the card, you'll be prepared for real dependency on yourself. If you waited until you were thirteen to get a credit card, then i think you're not TOO spoiled in the family. Make a difference for your parents to see!!!

Answer 8

Well, if you think it's bad, then give up the card. I think that it was irresponsible of your parents to give you a credit card. They aren't teaching you about delayed gratification( how good it feels to get something after you've WORKED for it) or self control or self discipline. (it's very important in this life to know how to behave and respond when you CAN'T get what you want when you want it all the time.) Because there are some things that money just can't buy.
and if you have friends who know you have a credit card ...! Please! Some of them might just see you as easy money, not as a friend.

Answer 9

Oh wow. walking around the mall on my own hasn't ever extremely been a difficulty for me, because I very just about continually purely follow one in all my brothers, so i have been walking around the mall without moms and dads for a lengthy time period, yet nevertheless, the mastercard element is actual ridiculous. yet i imagine we are lacking the large element the following, why are 10 year olds procuring in Hollister in the first position! even as i replaced into 10, my clothing got here from JC Penny, restricted Too, Sears, Foreman turbines, etc. not Hollister, I wasn't even fascinated in Hollister stuff back then. i'm 17, and that i'm nevertheless not. Wow, and then the mastercard purely tops all of it off. i wager mom's going to get a reality verify even as she receives her mastercard bill back on the top of the month! little ones are transforming into up way too quickly. i'm a baby, yet geez. 10 year olds with cellphones, and charge playing cards, and makeup, and bikinis, and having sex and whatnot... sickening. ?

Answer 10

You are spoiled rotten. Cut up the card. Get a part time job and buy your own things. You'll enjoy them more knowing that you earned them and they weren't just given to you.

By the way - do you earn these things? Do you do chores around the house? Do you get good grades? If you do then you deserve some things from your parents but no one should just be handed everything they want when they want it.

Answer 11

Well it totally depends on u only,u have 2 see whether having credit card at such an
early age is affecting u adversly or not? No one else can tell u what 2 do in ur personal life. .... we can only give u an opinion that if i could having a card at ur age
i would not have accepted it at all.
DO EVERY THING AT RIGHT TIME IN UR LIFE.
MIND IT!!!!!!!!!!!!!