Does anyone know if this exists? I have tried loads of sites but none have a decent rate. I need to borrow £1000 payable over 12 months, but many I have seen have a rate so high that you end up paying £100 for the credit, which I feel is unreasonable. I know it is probably because of my age, but I do have an income each month.
2006-07-14 00:50:28 · 4 answers · asked by Anon-y-mouse 3 in Business & Finance ➔ Personal Finance
It is a personal loan, I need it to get rid of my overdraft and keep me in the black instead of going straight into the red on payday...
2006-07-14 01:08:20 · update #1
Understand that unsecured loans are very risky for the lender - many borrowers abscond with the money - the lender therefore has to protect itself against "risk" which it does in the form of charging a higher interest rate - if you don't want to pay for credit you won't get any, you must understand the marketplace you are in, it is high risk therefore it will be high interest - sorry hun but thats finance for you.
2006-07-16 08:24:43 · answer #1 · answered by MSMORTGAGE 3 · 1⤊ 0⤋
1
2016-09-28 08:00:02 · answer #2 · answered by Marcy 3 · 0⤊ 0⤋
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RE:
UK - Low rate unsecured personal loan for under 21 year old?
Does anyone know if this exists? I have tried loads of sites but none have a decent rate. I need to borrow £1000 payable over 12 months, but many I have seen have a rate so high that you end up paying £100 for the credit, which I feel is unreasonable. I know it is probably because of my age, but I...
2015-08-10 04:51:22 · answer #3 · answered by Matilda 1 · 0⤊ 0⤋
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RE UK - Low rate unsecured personal loan for under 21 year old?
Does anyone know if this exists? I have tried loads of sites but none have a decent rate. I need to borrow £1000 payable over 12 months, but many I have seen have a rate so high that you end up paying £100 for the credit, which I feel is unreasonable. I know it is probably because of my age, but I do have an income each month.
2014-09-28 11:56:14 · answer #4 · answered by Anonymous · 0⤊ 5⤋
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2014-08-18 11:49:52 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Try not to take a loan - it leads to the slippery slope of then overextending your overdraft again and again and taking bigger and bigger loans to cover your borrowings.
Try budgeting properly instead - your overdraft will probably cost you less for £1,000 than a loan would.
2006-07-14 01:35:02 · answer #6 · answered by nkellingley@btinternet.com 5 · 0⤊ 0⤋
I depends one what you need this loan for - is this a personal loan or a loan for a business venture?
2006-07-14 00:53:49 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Don't do it! Save your money. Nothing in this life is worth getting into debt for...
2006-07-14 00:59:58 · answer #8 · answered by mikers1117 2 · 0⤊ 1⤋
I wouldn't advise it. The interest rates would be astronomical.
2006-07-14 00:56:56 · answer #9 · answered by Saudi Geoff 5 · 0⤊ 0⤋