Ok well my mother decide to get a loan on some cash from a loan company in south Texas. She has not paid in a few months and they sent her a letter saying that they will be taking her to court in the comming 5 days if she doesn't pay $77 bucks. She owes them about $250.00 dollars and she has been paying them in the past but she recently lost her job and they have been going and knocking on here door demanding money, or to take some of her belongings. Now this please give me some advice on this she is really worried. If you need more info feel free to email me?
2006-07-11 16:28:33 · 8 answers · asked by Dee R. 3 in Business & Finance ➔ Personal Finance
1. You can take anyone to court-no matter what the situation might be. It doesn't mean that it will get that far in court.
2. Believe it or not-if your mom had told that company about her job loss- they would've been more lenient towards her. Creditors appreciate honesty, but when you ignore them, it doesn't do a world of good.
3. Doesn't you mother know anyone who can loan her that amount of money? Family member, friend, etc?
2006-07-11 16:37:09 · answer #1 · answered by afanofnataliewood 3 · 2⤊ 0⤋
Tell your mother to communicate with them, tell them she's out of work and then try to arrange a payment plan...like $5.00 per week.
Unless this is some shady outfit (and that's possible), they'd rather see some payment coming in and a plan to reduce the debt than to have the expense of a collection effort and court costs (if they press the case).
Do not get belligerent and do not ignore them. They'll think that the only way to collect is to get a court judgment. Again, communicate (and keep notes).
2006-07-11 16:38:14 · answer #2 · answered by Anonymous · 0⤊ 0⤋
yes they can, but think about it- they are a business. It costs money to take someone to court. If it would cost more to take your mum to court than she owes, they will probably not do it, but carry on sending threatening letters.
What she can do is just send $5. At least they see that she is still paying, even if it's not the amount she wants. Did she call them and tell them her situation? She may be able to negotiate lower payments, either way, the best way to stay out of court is to send someting (even $5) every month.
2006-07-11 16:36:46 · answer #3 · answered by Beth 3 · 0⤊ 0⤋
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2014-07-17 08:59:11 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I would think they could but taking her to court will cost more than the 250.00. Find someone to borrow her the money.
2006-07-11 16:32:17 · answer #5 · answered by shellsbells 2 · 0⤊ 0⤋
of course they can sue you. but over 250? hardly worth it since filing costs about 50 bucks. someone has to go to court, and there are other expenses. they are just being bullies because they don't want to have to go to court.
2006-07-11 16:34:35 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I dont think they will but they can garnish here wages. Im sure if she calls them and explains the situation and works out a payment plan they will work with her
2006-07-14 17:01:57 · answer #7 · answered by jenks1545 4 · 0⤊ 0⤋
ANYBODY can take ANYONE to court, whether or not they win the lawsuit is the question.
2006-07-11 16:32:28 · answer #8 · answered by Anonymous · 0⤊ 0⤋