post dated for july 14 but I got it today.
2006-07-11 14:45:26 · 10 answers · asked by Phillip E 1 in Business & Finance ➔ Personal Finance
Technically yes. If the teller notices, she won't cash it, but if it is paid, no one will take back the money. Ther person who wrote the check is just screwed. I don't write post-dated checks to anyone. Too easy to get all messed up.
2006-07-11 16:25:58 · answer #1 · answered by Lori A 6 · 0⤊ 0⤋
I work for Bank Of America...a post dated check means nothing! The system doesn't recognize a date. That person you gave that check to should have kept it until that date and then submitted it. It is not illegal and it is valid when you put your name on it in signature form. In the future, don't post date a check unless you have the funds in there to cover it. As far as a credit, that is at the discretion of the branch manager so good luck!
2016-03-15 22:48:13 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Post dated cheques are claims against funds on that date and therefore cannot be cashed earlier (perhaps insufficient funds exist at the moment). By draweing the Cheque earlier you risk incuring a bank charge for a bounced cheque.
2006-07-11 14:54:35 · answer #3 · answered by John B 2 · 0⤊ 0⤋
It would depend on your bank teller. If you work for a smaller company it may not be wise because some employers need to make seperate deposits into payroll accounts. If the deposit has not been made your employer may have some overdraft charges or your check may bounce. That in itself would not be a bad reflection on your employer, just the way they have their accounts set up.
2006-07-11 14:55:57 · answer #4 · answered by K B 2 · 0⤊ 0⤋
Post Dated checks are against the law,
2006-07-11 14:47:27 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I have been able to do this numerous times. I dont think the teller paid attention to the date. I collect rent checks, people try to post date all the time.
2006-07-11 14:51:11 · answer #6 · answered by Ginger 2 · 0⤊ 0⤋
You shouldn't, but...if you did it probably wouldn't be caught unless it caused the person who wrote the check to overdraw. The best compromise would be to cash it after your bank's cutoff time on the 13th...when they roll over to the 14th's business day.
2006-07-12 01:45:26 · answer #7 · answered by Rich B 3 · 0⤊ 0⤋
I think you can deposit it, but not withdraw the money against it until the date on the check.. Ask your bank...
2006-07-11 14:48:47 · answer #8 · answered by ray of sunshine 4 · 0⤊ 0⤋
No, you cant. I think you can only cash it in on July 14th or the day after.
2006-07-11 14:48:46 · answer #9 · answered by whiteblaq 3 · 0⤊ 0⤋
Call the bank and ask them this question.
2006-07-11 15:04:15 · answer #10 · answered by cjglenn1937 1 · 0⤊ 0⤋