I want a motorcycle but credit isn't that great?

Question

Are there any other alternative financing available. I make good money. paying the note is not an issue.

Answer 1

buy a second hand one cash. or try getting financed through a credit union.

Answer 2

Honestly, if your credit is not that good, then something made it that way. Get a credit report and find out what, or pay the payments that were'nt an issue then but are now.

Because if paying the note is not an issue, then your past credit shouldn't be an issue either.

Answer 3

Any motorcycle dealership will get you financing regardless of credit if you have a paying job and can produce a pay stub from said job. That's their business, to sell motorcycles. Talk to a salesman.

Answer 4

Unfortunately your credit is your everything. First find out why your credit is not good and work on getting it straighten out.

Try a co-signer - but definately don't go for high interest rates...some places will get you if your credit is bad. If you can't get an interest rate of 5 or lower than don't sign on the dotted line.

Answer 5

find out what your credit score is and start with a smaller less expensive bike pay it down and when the shop and creditors see that you are making satisfactory payment try and trade up it may take a while to get to what you really want but its a good start to get your credit score higher good luck and wear a helmet

Answer 6

Keep saving and build up your credit.

unfortunately we live in what i call a fast food society (we want what we want and we want it now). this is a good recipe to destroy ourselves.

i've been riding for over 20 years and it will be worth your wait

Answer 7

Get a good used one.

Answer 8

i know this doesn't answer your question but please don't get a motorcycle. A lot of people die everyday from motorcycle accidents, including some of my friends.