2006-07-09 19:21:21 · 10 answers · asked by Anonymous in Family & Relationships ➔ Other - Family & Relationships
Join the club.....
2006-07-09 19:25:43 · answer #1 · answered by freyas_kin28 6 · 0⤊ 0⤋
Are you hoping someone on here is going to send you some cash? You have kids? What's the details? I'd suggest going to college, taking out big loans, and getting by easier until you get jobs where the paychecks are easy to live with. It's not a difficult route if you really want to get out of a rut. But you have to put effot into it. Find a college, fill out the paper work.. check out fafsa paper work.. fill more paper work out.. and then get all enrolled into something you'd like to do for a living.. That's what you have to do if you want to get anywhere above low paycheck to paycheck..
2006-07-10 02:27:51 · answer #2 · answered by kerbourchardalan 2 · 0⤊ 0⤋
Well, at least you have a paycheck,,,Some of us can't even find a job and we are veteran's at that.
Examine your spending habits..Remember , most Americans are living way above their means just to keep up with the other guys. Champagne taste and a beer pocketbook ,,,a deadly combination....Sit down and work up a budget..you'd be suprised how much money you are spending on non-necessities
2006-07-10 02:33:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
There is no easy answer to this question. Set up a budget and stick to it. Pay down high interest debt and collections first. Make a list of every source you owe money and make certain to stay in contact with them, even if you cant pay. Be honest with your debtors about your situation and ask them for help. Ask family or, your local religious leaders for help.
Lots of people are in the same boat. It helps to talk- find someone you trust who will listen.
2006-07-10 02:32:29 · answer #4 · answered by User 3 · 0⤊ 0⤋
What is your cash flow like?
Are you spending more than you're earning and/or accumulating credit card debt?
Do you have a budget? Do you stick to it?
Are you capable of making up a budget and sticking to it?
Are you making unneccessary purchases?
Who is in charge of balancing your account(s)?
I'd suggest asking help of a friend or relative if you are in need of help arranging a budget for yourselves. You may need to get a debt consolidation loan if you are owing a large amount to creditors, although be careful that you don't fall back into old habits.
2006-07-10 02:30:09 · answer #5 · answered by chia_vampire 3 · 0⤊ 0⤋
Do you smoke? Do you hang at the bars? If you are having that tough of a time. You may need to take on a part time job on the weekends of a couple of hours in the eve. I know somene who works his day job and on weekends delivers pizza and he makes dam good tips. Have you wife put an add in the paper offering weekend daycare. If you have to use the food shelf.
2006-07-10 02:26:06 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Welcome to the club......you'll fit right in.
Try to live within your means, create a budget and stick to it, remember a penny saved is a penny earned. Cut out the extras you can live without and perhaps pick up a part-time job as long as it does not create tension in your relationship. This requires that both you and your spouse be in agreement and work together. Nothing works when only one is trying.
2006-07-10 02:29:33 · answer #7 · answered by katydidthattoo 2 · 0⤊ 0⤋
Thank God, I am unemployed using some else's computer.
Go to a budget counselor or cut out any luxuries. Maybe sell some stuff to get breathing room, move to a smaller place, or if you can..the obvious would be to look for other jobs.
I don't know why I am answering when I can't help myself financially.
Good Luck
2006-07-10 02:27:09 · answer #8 · answered by Anonymous · 0⤊ 0⤋
A good realistic budget that you stick too.
2006-07-10 02:24:44 · answer #9 · answered by heathereangelbud 1 · 0⤊ 0⤋
Welcome to way over half of americans live.....its just enough to keep you living but not enough to enjoy you life.
2006-07-10 02:26:11 · answer #10 · answered by Nikki 4 · 0⤊ 0⤋