Okay your storage unit gets buglarized,you paid for insurance....Now the "insurance "wants reciepts or pics...

Question

The catch is that when they burglarized your unit they took every picture and reciept as well as my whole life.What to do???

Okay in addition to takin my reciepts and wedding pics and my childs pics from birth until he was 4yrs...From antiques to clothing to furniture and memories of my deceased loved ones....they expect proof for forcible entry???

Answer 1

Sounds like a problem to me.
I have heard this same problem before.
Sorry it happened to you.

Answer 2

Insurance companies cannot go on your word alone. People would claim anything they didn't own. Try not to keep receipts or pictures with your possessions. Cut your losses and learn your lesson. Hey, now there is room to purchase things you really wanted.Who knows you may end up meeting a great person that you wouldn't have otherwise. Things can be replaced;people can't. I'm glad that you are ok. Why store things? Use them or give them to people that need them. I predict that something positive is going to come out of this. You're safe. That's what counts.

Answer 3

In ten years of working as an attorney for insurance companies, here are some of the verifications that the companies I have worked for accepted:
Sworn affidavits (if they include approximate date of purchase, value, and fair market value information)
Credit card receipts (contact your creditors)
Check receipts or records of debit card transactions (check with your bank for old statements; their records may go back years)
Tax returns (you may have documented your depreciable assets; the IRS can provide you with copies if the returns are gone--if so, take steps to protect yourself against identity theft)
Warranties (if you sent in the product registration card or registered the product online, the manufacturer or distributor may have a record)
If the item was a gift, the person who gave you the item may have documentation or may sign an affidavit
Customs declarations
Insurance application (although from your question, I assume that the items stolen were not listed on an insurance schedule, your agent may have gone over your more high-ticket items with you in assessing your insurance needs).
Enlist the support of your insurance agent.
If you are still unable to reach an acceptable settlement, consider legal representation. Your local bar association likely has a lawyer referral service at a discounted rate.
Best of luck.

Answer 4

Chalk it up to a loss this time, in the future keep pics in a safe deposit box.

You can go back to the store and ask for receipts or you can get copies from your credit card company.

Answer 5

Not to smart to keep them in the same place was it?
Not much you can do other than retain an attorney and proceed from there
the real question was the contents valuable enough to pay an attorney?

Answer 6

Well, because too many bad apples have spoiled the bunch...you'll either have to come up with some things, or you're going to lose. :(

Too many people have said they had 61" HDTV's when they didn't to make any of us honest people be able to claim without a ticket. *sighs*

I'm sorry for your situation.

Answer 7

Start with the rental units accounting records.

Answer 8

I say that insurance companies have some of the most expensive buildings in town!!!! Does that answer your question?

Answer 9

Well, if they did like you said, then you shouldn't waste your time in court and battling for your life. I mean, it's not your fault in the first place and if they took the photos, then you have nothing to loose.......right?.......