Tell me why when we live in the U.S.A.all of us dont have health insurance?

Answer 1

It's the expense. Many people simply can't afford insurance.

Answer 2

Ask your representative.

Here in the UK we have had the National Health Service since 1947. That means that EVERYONE young or old, earning or not qualifies for free medical treatment (though you can have medical insurance and elect for private treatment which may be faster but is not necessarily better). There are one or two exceptions, such as dentistry, where one has to contribute to the cost of treatment unless you qualify for exemption.

All people under the age of 65 who are in employment pay National Insurance contributions, some of which go to fund the National Health Service.

It isn't perfect and just now there are cut-backs in staff and services which are making things hard for some. Mostly it works very well, though, and there is no business of checking your medical insurance before you can get treatment - or before an ambulance will take you to hospital. Also, if I am sick, I go to the doctor - I don't need to check if I am covered or not go if I can't afford the $$ for a consultation (not to mention treatment).

You guys in the US need to lobby your government for a similar scheme - not just the basic medical treatment (which varies from State to State, I gather) for accidents and emergencies.

Answer 3

There have been various attempts to enact a national health care system since the 1930's. The main reason it has never been successful is that too many private interests object - the insurance industry and the medical industry chief among them. Their opposition is based on the idea that "government interference" will lead to rationing of health care, lower quality service, and most distressing of all, limits on how much money doctors can make or elimination of an astonishingly lucrative insurance business.

In addition, there is a very, very strong politicial philosophy that claims national health care is unjust, takes from the rich to care for the poor, increases tax burdens unfairly, and rewards the lazy or unwilling.

During the only truly serious debate over a national health care system, in the first Clinton Administration, the facts disproved virtually every argument against the program - and the political worries, too, but at the end it failed anyhow.

Truth is, the United States would realize VAST savings in several important areas. First, with a healthier general population, there are millions of work hours for increased productivity. In addition, the risk to the nation of epidemic, or of resurgence (as is happening now) of wasting diseases such as turberculosis, is dramatically reduced.

A national health care system would effectively eliminate Medicare and Medicaid, ultimately producing significant improvements and savings.

A national health care system would eliminate almost all medical malpractice claims or at least the most expensive portion of them - payments for health care to the injured parties. A national health care system would eliminate the majority of lawsuits involving personal injury. A national health care system would eliminate 98% of the cost and function of workers' compensation insurance, homeowners' liability insurance, auto liability insurance - and the lawsuits that go along with most of those claims.

A national health care system would reform and simplify the current system of "packaged" services - one clinic here for an MRI, another over there for general practice, a different over there for blood tests, and so forth. THAT system has been created by the cooperation of the government and the insurance industry over the past 25 years to maximize profits for the operators, "bundle" functions to satisfy public and private management of health service payments (NOT delivery of services), and make most patients utterly miserable.

Overall, a national health care system would cut costs, save money and reduce public expenditure for health care today. It would invigorate industry, relieve corporations and individuals of a ruinous cost burden, and protect rich as well as poor from serious health risks.

I have lived in many countries. I worked in Germany years ago as a temporary factory hand, and when I got sick I went to the doctor without worry. I have been elsewhere in the world where national health existed and gotten excellent care.

It is debatable whether health care should be considered a necessity, a right, or a "privilege" people should pay for. We forget that in fact health care is a relatively new social phenomenon - modern medicine is less than 150 years old, most drugs and treatments far less than a century, and social conditions extending good health care to the masses not much more than about 80 years old. Thus, the political and social philsophy about health care is still evolving in the US and elsewhere.

In some regions of the world, people live without these benefits because their nations are too poor, or too poorly organized. There is no excuse for such conditions existing - and they do - in the United States. The question is good, and to the point. And it needs to be raised with vigor during political campaigns for Federal office.

Answer 4

Health insurance is not a right, nor are you entitled to it. It's something you are responsible for providing for yourself and your family. We are not a communist state and the government is not responsible for providing health insurance to you! Take some personal responsibility!

I've no qualms about helping the poor-but I wonder how many of these uninsured people have new cars, cell phones, computers, flat screen tvs, play stations or Xboxes, thousand dollar stereo systems. I work with a chick who doesn't have insurance, but she just shelled out $1000.00 for a dog. Screwed up.

So to answer your question, many Americans don't have health insurance because they have screwed up priorities and/or an entitlement mentality.

Answer 5

because you guys don't pay as much tax as we do! Not everyone can afford it themselves so would need it from the government- but the money to pay for it needs to come from somewhere.... which means more and higher taxes.... and that's not something that as a country seems to want. In Britain we have National Health Insurance, but we pay taxes left, right and centre for it. It's all about priorities- your money or you health. I'm not saying we have it right, some people disagree over here that we should have to pay taxes for a service we don't want to use, that there should be an 'opt out' clause. Kinda like how your system operates. So, like I said, it's all about priorities.

Answer 6

This is a national disgrace. Many societies believe that healthcare is a human right and provide national health insurance. As the leader of the Western world, the U.S.A. is way behind in this aspect. So many people in this country are suffering needlessly because of poor healthcare. It is truly sad and disappointing.

Answer 7

Because your doctors are over paid. You sue for malpractice to much. You government doesn't want to give you another reason to whine. If you want national health insurance, move to Canada, UK, Sweden, Spain,Netherlands, or a number of other countries that want to keep there population healthy.

Answer 8

Interesting question and one that should be asked to all of your state officials and our fine President. I wonder if THEY have coverage? Our president has said that we are all "better off than we were under other administrations:. Oh really? Then why cannot I not afford medical care? Pay a ton more to just be able to drive my car to work and have much less money for things other than essentials? Do you think Mr. Bush and Mr. Chaney have profited from this "made-up" war?

Answer 9

Because our system is built on quality not quanity, it's the reason other countries come here to pay for our service. I assume You are wondering why those that have more money don't pay for yours? could join the military they have free health, but not the same quality as private pay.

Answer 10

look you hate Bush now you want him to give you free insurance .get a job then you will have insurance