What really is Financial Intelligence in your life?

Answer 1

To me, financial intelligence really boils down to 50% common sense and 50% knowledge.
Common sense says: If I have to use credit to buy the item, then I really cannot afford it and I have to make some changes by either earning more or spending less. Nobody wants to hear it because we're a spend-happy culture and it requires self-discipline.
Knowledge becomes important because you want to know how to get the best return on your money without being suckered into schemes that are designed to make someone else rich.