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are there any free websites where i could get help with financial planning..you know like budgeting money to pay bills ang buy needed things and so on please help

2006-07-05 16:46:44 · 6 answers · asked by LifeWater 3 in Business & Finance Personal Finance

6 answers

I would be very cautious about any free sites offering financial planning. In order to do true financial planning it would be necessary to enter a ton of private financial information. That is just the kind of stuff that people trying to steal your ID would love. I might recommend using some very inexpensive personal finance software such as Microsoft Money or Quicken. If all you need is basic stuff you can go with their basic program which only costs about $20. You then spend a couple of weeks keeping very detailed records of your purchases, expenses, and income. Once this data is all in their you are able to run monthly reports that tracks every penny that you spend. I've been using Microsoft Money for years now and there is rarely a day that goes by when I can't tell you exactly how much money I have and where it is going. Good luck

2006-07-06 04:24:17 · answer #1 · answered by Gator714 3 · 0 0

Dave Ramsey has two different budget forms that you can just print and fill out on his website. Check it out at the site in sources.

I highly recommend the envelope system. Label a group of envelopes with things like CLOTHING, AUTO REPAIRS, ENTERTAINMENT. Each paycheck, get your BUDGETED cash for these categories and put them in the envelopes. If you need to go clothes shopping, leave ALL your cards at home and just take the CLOTHING envelope. When the cash runs out, your shopping is done. If you find the budgeted amount is not enough, you can adjust your budget with the next cycle (adding to clothing means taking away from something else). Just be warned, if you take cash from other envelopes, you're only robbing yourself.

Best wishes!

2006-07-06 03:20:42 · answer #2 · answered by homeschoolmom 5 · 0 0

Go to the following sites www.cfp.net or www.fpa.org. Do a search on either of these two sites for a planner that is qualified and in your area. Regardless of who they work for you want a Certified Planner and not a Stock Broker. Make sure you're aware of that and best of luck!

2006-07-06 05:33:52 · answer #3 · answered by thebigm57 7 · 0 0

Yes, it's possible

2016-07-27 03:52:09 · answer #4 · answered by ? 3 · 0 0

If you are in India try www.myiris.com

2006-07-05 17:52:47 · answer #5 · answered by investorman 1 · 0 0

Thank you for all the answers

2016-08-23 01:15:46 · answer #6 · answered by Anonymous · 0 0

fedest.com, questions and answers