I work two jobs, your normal 8am-5pm and I also I work the second job from 6pm-10pm. I make about $2400 a month but I never see any of it. I have never been blessed with money and now that I have it I spend it like crazy. What can I do to save money.
2006-07-03 15:14:41 · 10 answers · asked by cl_chevis 1 in Business & Finance ➔ Personal Finance
Create a budget. There are many tools you can use such as quicken. Get some self discipline, learn to say no to yourself. Figure out your priorities, set financial goals. Save, save, save. Have a certain amount automatically placed into a savings account. Invest in a 401k if your company has one or start an investment program using someone like Vanguard. Talk to a financial expert or someone you trust who understands money to help you with these things. Spend less, save more.
2006-07-03 15:22:44 · answer #1 · answered by BrotherMichael 6 · 2⤊ 0⤋
when you are paying your bills pay yourself 100 dollars into a savings account,this will be a no touch account put money in and do not take it out.In a year take it out and buy a cd at the bank and then repeat process.Cut up your credit cards and pay the most on the highest rate card first.Next stay out of the mall for a full year this will help you save money,most things in the mall are overpriced anyway.purchase sunday paper and make sure you use the coupons to save money this will be like getting the paper for free and getting discount on food.When driveing do not drive over 45 miles per hour this will save you alot of gas just try it for a week you will see it works.Eat at home this is cheaper than eating out everyday.
2006-07-03 15:42:24 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Go into Yahoo's "yellow pages" and type in "Primerica." Then schedule an appointment with the nearest location. No other company can offer a more complete financial plan than the ones they do.
2006-07-03 15:27:29 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yes, visit the Dave Ramsey website, use your next paycheck to buy his books and attend Financial Peace University in your area. It's the best thing you will ever do.
2006-07-03 18:17:11 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If you don't have a house I suggest you to save half your paycheck until you have enough for a down payment.
Once you have signed all the documents you won't be able to spend it like crazy or you will lose your house.
Top 4 Answerer in Business & Finance. (Vote for me)
2006-07-03 17:52:07 · answer #5 · answered by Anonymous · 0⤊ 0⤋
stop buying crap you don't need. Make a budget which includes money for savings. I don't mean to sound harsh, but you could be headed for a big disaster if you don't change your ways. You may also benefit from seeing a financial counselor.
2006-07-03 15:33:23 · answer #6 · answered by jdc591 5 · 0⤊ 0⤋
Pay cash for everything. It hurts more when it's the green stuff and you'll spend less of it. Also, if you're in debt, you'll never have any money left. That's how banks stay in business.
Go to www.daveramsey.com
2006-07-03 15:20:27 · answer #7 · answered by normobrian 6 · 0⤊ 0⤋
Open some recurring deposit, or a provident fund with any Bank to deposit monthly. Or you may have some annuity policy with some insurance company, which may ensure you a prosperous old age.
2006-07-03 15:32:20 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Is there any way to directly deposit money from your paycheck into a savings account? If you don't have it in your hand, you won't be so apt to spend it.
2006-07-03 15:21:17 · answer #9 · answered by mightymite1957 7 · 0⤊ 0⤋
Put into a bank.
2006-07-03 15:19:30 · answer #10 · answered by 12 Gauge 2 · 0⤊ 0⤋