The bank is trying to reposes my car so they came to my job an questioned other employees about when do they expect me to return to work and how long was I out.
2006-06-29 07:20:10 · 15 answers · asked by SUNSHINE 1 in Politics & Government ➔ Law & Ethics
Yes. They can come to the workplace and ask as to your whereabouts. They are trying to collect on a debt and as long as they did not release any credit information to the other employees it was legal.
To avoid this in the future you have to send a letter to the company. Request that no contact be made through your job. In order for itt to be considered a legal request you have to send it certified mail to the company asking them to refrain from making contact at your place of employment(include the address) and make sure it has to be signed for when received.
If you can't afford the car, you should just set up a time to give it back to them. It is alot less hassle and cheaper in the end. Not to mention you won't risk coming out of a store or your job and have the car just be gone.
2006-06-29 07:28:57 · answer #1 · answered by Jen 6 · 0⤊ 0⤋
I got chaced down in a high speed chace when I was younger and 6 months behind on payments. After I ran out of gas, the gujys caught me (120 miles from my house). I called the police after the chase to report what happened, should be illegal to chase me like that, the cop told me on the phone "...you are lucky they never called us... technically, becuase the bank has the title, they can call the car in 'as stolen' and then you would be a in a real mess". The good news is that the repo guys gave me a ride home and laughed about a 17 year old that could drive an Astro Van like a Nascar racer!
2006-06-29 08:33:22 · answer #2 · answered by socialfly 2 · 0⤊ 0⤋
Free speech and the contract you signed allows them to ask, there is no law that states anyone has to answer. However, they will track the car down and repo it and normally at the most inopportune time for you; like when you come out of the grocery store and discover you get to push the full cart home cause the car is not where you left it. Pay your debt like you said you would in the contract and you won't need to worry about such things. Most banks/lenders will work with you in troubled times IF you approach them with the issues and ask for assistance. A repo is of less value to them than it is to work with you.
2006-06-29 07:32:41 · answer #3 · answered by scrappy&paco 1 · 0⤊ 0⤋
The bank doesn't do their own reposessions. They hire subcontractors, who repo cars for a living. This is a good line of work for a car theif who wishes to "go straight". Suggest you (1) buy a good anti-theft device, like a Super Club and (2) watch the movie Repo Man.
2006-06-29 07:26:38 · answer #4 · answered by kill_yr_television 7 · 0⤊ 0⤋
You are under a contractual agreement. They have the right to search for you and if they don't find you, they will have the police find you. I suggest you contact your bank and work something out before you have government agencies looking for you. The bank also has a right (f they find your car) to call a tower and have it taken from you. I've heard of it happening to people.
2006-06-29 07:41:49 · answer #5 · answered by chemical_kenny 2 · 0⤊ 0⤋
Yes. If you can't pay for the car, save yourself some hassle and costs and give them the car. They will get it sooner or later and the longer it takes the more it will cost you. You are responsible for the costs associated with repossession and with the lawsuit they are about to file against you to collect the amount due.
Time to face your problems instead of hiding from them.
2006-06-29 07:27:30 · answer #6 · answered by davidmi711 7 · 0⤊ 0⤋
Yes they can. If they can't get the payments, it is their right to take the car anytime / anywhere to protect their own interests. Talking to your fellow employees could possibly be another story though.
2006-06-29 07:25:11 · answer #7 · answered by mommafrog 3 · 0⤊ 0⤋
technically it is there property duck them long enough and they could try and have you arrested for grand theft auto all it takes is a cop that is willing to do it then they drop the charges pay the impound and get the car
2006-06-29 07:24:25 · answer #8 · answered by CHARLES A 2 · 0⤊ 0⤋
likely assist you to in view that I dont have a vehicle ...yet when I did, i'd likely leap in (inspite of if this is in technique of being connected) and slam it into opposite and take off down the line
2016-11-29 23:56:13 · answer #9 · answered by Anonymous · 0⤊ 0⤋
YES! They are allowed to use any reasonable means to get their money back that they loaned you in good faith. If they are unable to get the money, the are entitled to take what it was secured with, i.e., your car.
2006-06-29 07:25:41 · answer #10 · answered by higherground_pastor 3 · 0⤊ 0⤋