Have been a GEICO custmer for over 7 years, but their rates have gone up. 21st has quoted me a good rate. Are they worth it?????
2006-06-28 21:13:00 · 3 answers · asked by ALEX C 1 in Cars & Transportation ➔ Other - Cars & Transportation
I have used Geico and 21st C for the last 20 years (mostly Geico). I switched to 21st C for the same reason, they offered a better rate. They have a very good rating on claims payments (as does Geico). We had an accident on our policy with 21st C and (of course) the rates went up. Geico had slightly lower rates for the same coverage at that time so we switched back. I suggest going with the lower rates and shop again every year or so just to make sure you're getting a decent deal. You can go to Consumers Reports and get a comparative list on claims complaints, etc of all the major insurance companies. Last time I checked, Geico was near the top and 21st C not far below.
2006-07-06 16:58:45 · answer #1 · answered by Anonymous · 0⤊ 1⤋
have you moved recently to another zip code? that will raise your rates alone although they say they don't do it that way anymore cos its against the law in most states. But they do it anyway. if you haven't had an accident or any recent tickets, have the state insurance commissoner investigate the rate increase while you shop abit more. thats what their there for. i've dealt with a lot of body shops in my day and 21st is a good one. many people are happy with them. there are some out there that are cheaper though. shop til you drop. ask a manager or owner of a busy body shop who's best to work with when you have a claim. they'll tell ya! its not just the rates but the quality and efficiency of their work when you have an accident . some poke around and others get it handled. and some just total most every car out and pay you very little in return. ask around!
2006-07-13 00:11:22 · answer #2 · answered by pete cochino 3 · 0⤊ 0⤋
I used to be with GEICO. I found out the reason they increase your rates. It has to do with your credit score! You may not want to hear it, but it's true. They base your rate on your credit score. If you want it changed, talk to your state government and get it changed. It's wrong; in fact, it's a form of discrimination. I have been driving for over 30 years; and in that time, have had 1 accident which was 20 years ago now. They never even knew about this accident, yet they increased my rate so I left them never to return again. I
2006-07-12 19:18:49 · answer #3 · answered by Tom I 3 · 0⤊ 0⤋