health insurance?

Question

if I wanted to buy my own health insurance (dental. medical, vision) not though my job. Where would i look online?

Answer 1

The best place to start is by doing what you’re doing now – asking for personal recommendations. I’d also check out Consumer Reports (link below), America’s Health Plans (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below).

After you’ve done some research, you should visit MostChoice.com. It’s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There’s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that’s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.

You can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm

Hope this helps,
Barnes@MostChoice

Answer 2

I used to have blue cross/blue shield but I recently learned something very interesting, all of those major health insurance companies have what's called a barter system (not exactly the term) but what it basically means is that they pay out to hospitals and doctors a certain amount for all procedures, for example, a throat culture is 190.00 at the doctor's office but all the insurance companies pay them is 30% of the doctor's fee. So what the doctor's do is charge $900.00 for a throat culture to make up the cost and then they try and get reimbursed the amount that they regularly charge. What does this mean? It means that as the consumer, you constantly suffer by not getting good doctors who take these plans and if they do, they spend most of the time bartering with these insurance companies like blue cross, cigna, aetna and all of them so in a time of crisis, if you need something serious, the doctor's gonna turn you away because of the red tape. There's one that I learned about MEGA that does it totally different, they pay out 80% from the beginning to Doctors. That's why in most offices you see the co-pay, this is cause the 80% is what the doctors should be getting back from the insurance company. You are insured everywhere in the world, and you basically customize the whole thing. Mine came out a bit less than blue cross and I chose the PPO which I would never choose otherwise.
I had just moved to another state and was literally in SHOCK when I found out how much more expensive health insurance was here (MA), especially Blue Cross. It was over 1,000 a month for a ppo, they are out of their *)@#*(U$ minds if they thing that people can afford this who are feeding their families.

The name of the lady (she's actually a long time friend of my fiancee, they were both in the radio business together years ago) is Carolyn Fox carolyn fox
FOX HEALTH INSURANCE LLC
86 oldham road
west newton,ma.02465
1.866.CFOX.666
at the very least, she could explain the system and help you make a more informed decision. ;)

Answer 3

Usually cost more than through your job! Go to a local insurance agent they can tell you what the best choice for your area is!

In Tennessee it is TRH (Tennessee Rural Health) through Farm Bureau and it is BC/BS coverage for a fair price.

Answer 4

Try this site for health insurance
http://www.ehealthinsurance.com/

And for dental:
http://www.dentalinsurance.com/

Answer 5

I suggest one to visit this internet site where you can get rates from the best companies: http://cheapinsurancequotes1.info/index.html?src=5YAqqC1AOR8gjm1

RE :Health insurance?
if I wanted to buy my own health insurance (dental. medical, vision) not though my job. Where would i look online?
Follow 8 answers

Answer 6

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Answer 7

I agree with Audrey.
http://www.ehealthinsurance.com
has a lot of selection and can let you compare plans, rates and deductibles.