im left with paying all the bills since my husband left wot advice can u give me ?

Answer 1

See a solicitor. The best thing is to go to the Citizens Advice Bureau- they can give you free Legal advice, and are very understanding and extremely helpful. You need to do this straight away, as fast as you can- take all the relevant paperwork, b ills and receipts which you have paid, and they will really do their v ery best to help. Good Luck.

Answer 2

I am not sure which country you are in. But the words tell me that you may be in one of the advanced European/American countries. I am not sure whether you are asking for advice on how to pay your bills, or how to manage the stress on the bills or whether you need advice on how to manage your husband to own up etc... I will attempt to give a perspective to the problem.

Your personality - The fact that you have posted a decent picture of yourself on a public site shows that you are daring and a bold character. Your face looks cheerful even in this stress and shows you have will and determination. And somehow, the way you have worded your question shows lot of innocence in your statement. So based on all that observation here are all the scenarios I can think of:

I) What is left - Bills are one time. If you can count all the bills and they add upto one sum. Add them up...If all of them are "one-time" bills and they can be paid off, it is definitely a relief. But if any of them is a loan, take it separately. Example - count all your one-time bills and mark it "A". Count all your non-bills like loans etc and mark it "B".. Count what cannot be settled one-time and mark it as "C".

II) If the A's are adding upto a month or two of your paycheck - thank god that old man is gone and treat this as a lesson for the future. Work hard. And pay them off and never ever think of that husband who left you on the streets

III) If the A's are adding up to a lot...(however I don’t think the A's will ever add upto more than a few thousands), check how many of them are necessary to be paid for your basic survival like Gas, Electricity, Cable etc and see whether these A1s can be equated to a few months salary. if yes again have a sigh of relief. But if the A's are adding upto a lot that is more than an year of your salary then better you start thinking of a recovery plan on a longer time. You may have to be frugal but still you have some hope

IV) If the B's and C's are there and that is a large outstanding amount which your husband also was responsible for, you should take a look at the recurring amounts and how long are they and what sacrifices you have to make to repay them. If the amounts are long and painful you may think of putting your ex-husband into the loop so that he will come forward for settlement. There will be some mail or letter or something that will tie him up. Use your wisdom and see where you can bring him to involvement on this..

V) Handling the stress - All of the Western countries are free countries where there are laws and rules in the financing world. As long as you have not borrowed money from a loan-shark and your bills and payments are from regular institutions, you are protected. You may have to live with a stress of owing money to someone, but dont feel guilty because all the people are in business and they are corporates. You are just an entity to the. So act tough. Send in your responses and tell them when you can pay and what your status is. be shameless to whoever calls that you don’t have money. After all the person who calls you is a stranger and no point is getting hurt if some company says "you owe me money".. You know you owe them

VI) Have some cash in had with every paycheck and put it aside for that welcome break. Get some good friends who (easier said than done) and be cheerful. Avoid thinking about large amounts of money, a great great savior or a great turnaround in situations

VII) Time Heals - You will not know, overnight, things will change and you will be bouncing back in life

VIII) Trust in fate and God (whichever God you believe in). Miracles happen sometimes through divinity

Lastly - Send this message to your ex-husband (without this paragraph) and you will see that he may really come back and pay your bills. After all, conscience is a powerful element. It always hits us when we do wrong to someone.

Good Luck and remember to be cheerful always.

Answer 3

If the pair of you collectively made the bills TOGETHER,then you owe them,and so does he. Collection agencies will go after both of you until the bills are satisfied. Since your on-line,contact all 3 major credit bureaus ( equifax,experian & transunion)by filling out their form.Get your credit report !!! You can also dispute charges as well as having the credit bureaus investigate them.A credit report will show you when the account was opened and when they will come off your credit report. Meanwhile, hire an attorney and tell him/her about the bills. Attorney will most likely have the bills split down the middle,but that doesn't necessarily mean that you are NOT responsible for his share. Most companies feel if you agreed to be co-signer to an account,that means that is a promise to them that if your spouse doesn't pay, then you will.
My ex husband had our marital home foreclosed on after I gave up my rights to it and signed the deed over to him. And guess what? The foreclosure is on MY credit report ! How fair is that? But see, I WAS co-signer on the note. I disputed this 2 times, and the credit bureaus still hold me accountable. It effects my credit badly. Getting a loan for a house, (just under my name) is impossible right now. Unless I want to pay a big interest rate of about 8%. Good luck! Take charge of your life! No one else will do it for you . Take care.

Answer 4

properly, there are charity money which could help. except you earn too lots, in case you touch the ability corporation, they might direct you on the thank you to prepare. additionally, are you not decrease than the chilly climate rule, wherein they can't disconnect power in the time of the wintry climate months? it fairly is the regulation in this state. in case you touch the ability corporation, and clarify you're helping 8 toddlers, and which you ought to make fee preparations, which contain background info approximately your deadbeat husband and his despicable techniques, which contain that he took the money you gave him for the ability invoice and spent it God is extensive-unfold with the place, the ability corporation will artwork with you. of direction, it does beg the question how are you on line without power, yet i'm going to assume you have the two a pc with battery left, or are utilising a working laptop or pc outdoors the residing house, like the library. superb of success to you and the youngsters. BTW, empty any joint bills in the present day in case you have not already, and get his call off each little thing you are able to, to guard you and the youngsters.

Answer 5

Pay the bills and get your name off of the bills. Then let the bills go unpaid and put onto his credit report. After a while he will not even be able to get an apartment. Then at the moment when he is living out of a box on skid row he will remember you and feel regret.

Answer 6

Sweetie, you and I are in the same boat. My husband left and left me with a boat load of bills (mostly his!) and I'm having to pay them off because I have no clue where he is. I did contact a lawyer and he said I am only responsible for the bills with my name on them. Any bills you get with his name on them (addressed to him) he is legally responsible for. If you know where he is, I suggest sending him HIS bills and telling him they need to be paid ASAP. Good luck!

Answer 7

Well you can file some judgements against him to pay his share BUT that will not get you out of paying the bills. Call the companies you owe and explain the situation maybe they can offer some payment plan

Answer 8

You need to seek legal advice! If in teh UK visit your Rights Office. Most solicitors hold free clinics once weekly and can advise you.

Your husband shouldn't expect you to pay all bills. He should undertake to pay at least half!

No you really need legal advice as a solicitor will be able to remind your husband about his duties and obligations.

Answer 9

First thing u need to do is sort those bills out, those in your name u continue to pay to save your credit rating, those in his name you leave 4 him to handle. Get a good divorce laywer and start looking to get your life in order, remember this is not a bad thing and it's not your fault, look beyond the grey cloud for the silver lining. Good luck.

Answer 10

Divorce him legally. If you have a property together, sell it and buy something smaller or go in with someone else. If your situation is a bit more complicated, go to your local Citizens Advice Bureau. They are always helpful and give really good guidance, especially when it comes to finances and housing etc.