should i join a HMO or go with ppo?

Question

ok my company has given me the option of health and dentail insurance
they offer an hmo plan and a ppo plan what one would be better for a single male 41 years old in good health

Answer 1

Being 41 and single makes little difference in your choice. The question is: "Which is more important to you, saving a few dollars or getting to pick your own doctor?" HMO's are usually a little less expensive than PPO's.
That said, HMO's an PPO's vary massively in quality. The best thing to do ask some of your fellow workers who have each program about their experiences. Customer satisfaction is is more important than a few dollars or getting to pick the own doctor.

Answer 2

With an HMO you in uncomplicated phrases have certain quantity of PCP's to go back to a decision on from. With PPO you could extremely a lot chosen what medical professional you want to work out in the experience that they settle for PPO's. phrases of coverage sensible... PPO would have a much better annual deductable and out of pocket. will be somewhat extra intense priced tho.

Answer 3

I would go with the PPO given the option. You have more flexibility in choosing your own doctors.

Answer 4

ppo is the better one to choose

Answer 5

go ppo