Living Together - Deeds (Legal)?

Question

I bought an appartment and the boyfriend is living with me.

The mortgage deeds are in my name. My boyfriend eventually believes that it should be in both of our names as we are going 50/50 in paying for it. I paid for the furniture and fittings and have been solely approved for it. If my family were to know this they would be really pissed off. Anyway, my father suggested that I get the boyfriend to sign a waiver with regard to the place. The boyfriend is not happy about this.

Can I have your help/suggestions please? Cheers.

Answer 1

Do it. Its protection. If he thinks you will go the whole way someday then he will sign it now and in the future you can get your own place in joint names.

Answer 2

As far as I'm aware in the uk - if the deeds are in your name, you own the house, full stop. I have only ever heard of someone being awarded half the sale price in the case of a divorce and the wife was a long time stay at home mum and made a GREAT deal of contributuion to the household. Check this with a solicitor though to keep you safe. At the end of the day. You are 100% liable for the mortgage so infact what he is paying is cheap rent to you!! Some solicitors don't charge for advice, if you just give them a quick ring.
D*

Answer 3

I think you dad is right

Why should he get anything cause you got the apartment on your own and put all the stuff into it and I assume you put down a deposit on th apartment in the first place. If he really wants it to be 50/50 as he says he wants then why not get a house / apartment for both of you and both of you put equal amounts to it.

Then you can keep this apartment for an investment and rent it out. If you split up though and you haven't got a waiver he will be intitled to some share of the apartment if he can prove he was paying money off it.

I suggest you sort this out before it goes too far and you end up paying for it.

Answer 4

I'd imagine it depends on the laws in your jurisdiction or country. In ost cases if you break up however he does have a legal right to go after his half of the payments. Personally I'd suggest sending him on his way if this is even an issue to him. Best to cut your losses with this guy. If he decides to make trouble for you, at least you'll be able to work something out without loosing the roof over your head if he ties to sue you. If you invest too much time splitting the bills with him, then he could sue you to a point where you would have to sell the apartment in order to settle.

This guy sounds like a creep if he's even bringing that up.

Answer 5

Best thing to do is ask a lawyer. I have heard of situations where BF/GF moves into the others home(not a rented home) and since there is no lease agreement the person not on the deed does have a legal claim to ownership if they can prove that they have made payments on the property.

Be aware that your boyfirend can refuse to chip in on mortgage payment and utilities. There is no lease. Your word against his. Also be aware that since he has established residency, you would probably have to have him evicted to remove him.

Answer 6

ALWAYS LISTEN TO DADDY, and if the guy has no intention on screwing you over in the future then he should have NO problem signing something that will SECURE YOU CREDIT AND FINICIAL REPUTATION in the present time! Make sure you have the paper notarized for your SECURITY. Girl have you not seen Judge Mathis, JUdge Joe Brown, Judge Judy and many other court tv cases you always here about cases like this that the guy says he will 50/50 every thing and the girl dont have it in writting and she ends up losing ALL that she put into the relationship!!!!!! BE CAREFUL SWEETY AND LISTEN TO DADDY

Answer 7

Ok, here are my opinions...

#1 - You're out on your own, living as an adult. What you chose to do in your life is your business, not your parents. Your parents are free to make recommendations, of course, but you need to do what makes you comfortable, not what makes your parents, or your boyfriend happy.

#2 - You're not married, so I would be wary of putting his name on the deed. If you were to break up now, you own the place, and he would have to leave. Were you to break up with his name on the lease, you would have to agree how to deal with the place, and that can get messy. If you were the one approved for the mortgage, and you furnished it, you're protecting yourself and your investment by keeping your name only on the deed. You could tell him that if you get married, you will then re-do the deed, but for now, I would leave it as it is.

Good luck, and congrats on your place! =D

Answer 8

your dad is trying to protect you and has your best interests upfront if you put your boyfriend on the mortgage deed and lets say visual aid here for what ever reason he could by law get half of what you paid and worked so hard for. a wavier is a document one signs giving up all rights to vaulable property and furnishings within it. which is why your dad would like for your boyfriend to sign it so in the said of event should either of you break up god forbid the boyfriend don't take you to the cleaners

Answer 9

Well even though he is your boyfriend, he is not your husband. If that is your furniture in their and you paid for it, don't let him take a piece of it. Stay ahead of the game and make him understand that regardless how much rent he pays, what's yours is yours. If he can't put a ring on your finger, make him sign the waiver.

Answer 10

Hindsight is 20/20, isnt' it? you want a kinfolk criminal expert. some states know elementary regulation marriage, meaning which you reside jointly for 7 years and are seen married. no longer all states know the forming of them nonetheless. case in point, in my state, you are able to't create an elementary regulation marriage (you are able to stay jointly 50 years and not be married), yet once you're elementary regulation married in yet another state and pass here, the state will know you as married. in the journey that your state acknowledges elementary-regulation marriages, you may desire to be entitled to a million/2 the domicile, because it quite is marital assets. If no longer, and additionally you will't prepare which you made the downpayment and the $a million,000 consistent with month, you're screwed. you may desire to be screwed, observing the guidelines on your state. pass see an criminal expert.