2006-06-26 05:57:55 · 5 answers · asked by Anonymous in Home & Garden ➔ Other - Home & Garden
mobile homes are an option
2006-06-26 06:00:55 · answer #1 · answered by WDubsW 5 · 0⤊ 0⤋
Best thing to do is work on repairing your credit first.
Get a copy of your full credit report and make sure you fully understand it. Loans bear no positive impact on your report as they are not a revolving form of credit. So, having a car loan and paying it off meticulously will hold no strength against defaulting on a credit card.
If you have no credit cards right now as a result of your bad credit, obtain a hypothecated account from a major bank. What this means is that you put up a specific amount that will equal your credit limit. This is the most effective and fastest way to repairing your credit. Retain it ini good standing and, under no circumstances, miss any payments. Keep it always under half your available credit limit.
Do not apply for loans everywhere. Every single time you apply for a loan, they perform a credit inquiry and every inquiry reduces your beacon score (used to measure your overall credit worthiness). As well, multiple inquiries within a short period of time mean declined applications (even though they do not indicate this). Big red flags for any lender.
Good luck.
2006-06-26 06:12:01 · answer #2 · answered by Sebring 2 · 0⤊ 0⤋
You can find lenders, but they'll change you a very high APR. Another option is to buy an apt; atleast it won't cost as much as a house.
2006-06-26 06:03:00 · answer #3 · answered by Halo 5 · 0⤊ 0⤋
Try and see why your credit is horrible and then go to lending tree.com. They will be able to find financing for you.
2006-06-26 06:03:26 · answer #4 · answered by mikeae 6 · 0⤊ 0⤋
Try a mortgage broker... they work miaracles, if it can happen they can find a way!
2006-06-26 06:04:46 · answer #5 · answered by jenn339 2 · 0⤊ 0⤋