Waht is your current interest rate in a savings account?

Answer 1

In the US it is around 5%

Answer 2

It's pretty low - less than 5%, I think.

If possible, put your money in a money market account instead of a plain savings account. You'll earn a slightly higher interest rate. However, there are balance limitations.

And if you know for sure you won't need the money for a few months, put it in a CD. They have them for 3 months, 6 months and other longer options.

Answer 3

Here is the list of the banks which gives very interest rate
Savings Accounts ( Can Pull Out Money Anytime )
Emigrant Direct - 4.80% APY ( no minimum )
HSBC - 4.80% APY ( no minimum )
Citibank e-Savings - 4.75% APY ( no minimum )
Umbrella Bank - 4.75% APY ( minimum of $1000 deposit )
ING Direct - 4.25% APY ( no minimum )

Certificate of Deposit CD - ( Have to Keep Money In For A Certain Period )
If you don't mind keeping your money in the bank for a certain time, CD (Certificate of Deposit) would give you a slightly better rate.
3 Month - UFB Direct 5.1% ( minimum of $8000 )
3 Month - Umbrella Bank 5.00% ( minimum of $1000 )
6 month - Etrade 5.46% ( minimum of $1000 )
6 month - Virtual Bank 5.30% ( minimum of $50k )
1 Year - Etrade 5.56% ( minimum $1000 )
1 Year - UFB Direct 5.50% ( minimum $8000 )
2 Year - International Bank of Chicago 5.61% ( minimum $10000 )

Answer 4

If the entire process is done on-line, it can be as high as 4.75% (Citibank), 4.25% (ING), but a straight passbook account at most banks are in the 1%-2% range.

Answer 5

1%

Answer 6

Are you asking me because you want to give me money ("my current rate") or what I am making in my bank?

Answer 7

Go to ingdirect.com they are the best going rate that I have seen. I believe it is almost 5%

Answer 8

Call a bank and they will tell directly.

LC