does anyone have any idea on what to do when u have no medical insurance and you have a ongoing medical problem? my mom was hurt at work and is fighting a workers comp claim, and her insurance has been cancelled... but becuz she was hurt at work, she is still trying to find out what is wrong with her and she cant go see any doctors cuz she has no medical insurance. shes filed for medicaid and shes been denied, shes appealing now but in the mean time, what should she do? shes in a lot of pain and her existing meds are making her stomach hurt and shes now having bloody stools. im so lost on what to do now!!
2006-06-25 05:59:33 · 11 answers · asked by ~dulceria~ 1 in Health ➔ General Health Care ➔ Other - General Health Care
If your mom gets a new job within 63 days of her last one, she should be able to get health insurance through her new job based on her previous coverage. This is under a federal law called the Health Insurance Portability and Accountability Act (HIPAA). Here are six quick thoughts. I have links for each item in the “Sources” section.
1.If your mom can work, she should try to get a job with health benefits.
2.Call a lawyer. Try legal aid or the state bar association for a referral.
3.Get free or discounted medical help at a free clinic.
4.Once she’s diagnosed, see if there are any groups that can help people in with her condition/illness. Needy Meds is a good resource for this.
5.Some states have programs for single or pregnant women, if your mom falls into either category.
6.Call local health insurance agents to find out what kind of health plans are available near you and what kind of pre-existing condition policies they have.
Good luck. I hope this helps.
Barnes@MostChoice
2006-06-28 06:31:32 · answer #1 · answered by Anonymous · 2⤊ 0⤋
If you go to the ER, they will see her, but the bill will be hundreds of dollars just for the visit; if she can't pay that, then the creditors will be after her. It won't look good to a judge if it looks like she has abused the system (run up a huge bill by going to the ER when she could have gone to a clinic for $50).
You should get a lawyer. In many states, workers compensation is a state-run process. The doctor at the clinic may be obligated to see and treat her for the workers comp claim.
2006-06-25 13:42:29 · answer #2 · answered by bwjordan 4 · 0⤊ 0⤋
Go to the ER or find a clinic that specializes in workers comp cases. Save the bills and then when her claim comes through that will back bill. This happens all the time and like I said there are places tha specialize in this. She can even call her old insurance company and ask for a list of places that will help her in the meantime.
2006-06-25 13:05:19 · answer #3 · answered by Greta Leigh 3 · 0⤊ 0⤋
A doctor at the emergency room cannot refuse treatment to any patient. A hospital cannot either. She can get treatment and later...after her problems are solved...the company she works for will pay for her bill. Or she can come to an understanding with the hospital about installment payment plans.
2006-06-25 13:04:45 · answer #4 · answered by katbg 3 · 0⤊ 0⤋
If she was hurt at work, as a result of work, workman's comp should be paying the medical bills. She needs to go to the doctor, and when asked who is responsible for the bills, she should give them the name, address, and phone number of her employer.
2006-06-25 13:12:08 · answer #5 · answered by Mama Pastafarian 7 · 0⤊ 0⤋
I really feel for you and I don't know what is really the answer. I would look into legal aid to find a free lawyer. There are legal aid offices everywhere, and that's how they should be listed in the phone book. Or go to the bar association of your local town on the web and ask for free (pro bono) legal advice. Search bar+association+legal+"your town".
2006-06-25 13:07:37 · answer #6 · answered by browneyedgirl 6 · 0⤊ 0⤋
i also have no med ins but if she can go to a university hospital she can not be denied treatment i go to Ohio state as a charity case i have throat cancer and had med ins at one time but now i am 100% disabled and they continue to see me as a charity case also if i were her i would go to legal aid and see if they can help or sol sec and see what they can do for her.good luck
2006-06-25 13:09:31 · answer #7 · answered by dead one 2 · 0⤊ 0⤋
Most counties have a place where you can go and the cost is based on her income. just call some places and find out if they will charge based on income.
2006-06-25 13:03:57 · answer #8 · answered by HastyBabe 4 · 0⤊ 0⤋
I live in Canada so I don't have this problem. But i would think you could try welfare or apply for disability insurance.
2006-06-25 13:03:52 · answer #9 · answered by Michelle 6 · 0⤊ 0⤋
Get a lawyer.
No kidding. If it is speed you want and need (and you do)you need someone that knows his way around this stuff.
2006-06-25 13:02:59 · answer #10 · answered by Puppy Zwolle 7 · 0⤊ 0⤋