Whats a low risk mutual fund that would be good to use for retirement?

Answer 1

This depends a lot on your age. When you're young, you can put up with a lot more volatility to get it to grow fast enough to outpace inflation and give you a nice nest egg when you retire.

As you get older, you start moving to more conservative funds as your focus starts to move away from growth toward capital preservation.

Vanguard, T Rowe Price and Fidelity all offer retirement funds which do exactly that. Pick a fund that matches your planned retirement date and read the prospectus. Of the 3 fund families, I find that Vanguard has the most conservative asset allocation while T Rowe Price has the most aggressive, with Fidelity somewhere in the middle. Good luck!

Answer 2

You can start with one mutual fund, but having several would reduce the risk. A balanced, sort of, fund with an outstanding track record and low expenses and low initial investment is Bruce Fund. You can find them on the internet. They have a great record in both up and down markets. I do not know how they do it.

Answer 3

Try a good balanced fund (stocks and bonds) like Oakmark Income and Equity OAKBX. Very low volatility. Does well even in bear markets.

Answer 4

Roth IRA. Decent return. Plus, you can use it for a child's college fund as well. You borrow principle for Mortgage down payments, college, and a few other things. Max annual contribution is $3000 now I believe.

Answer 5

very easy. contact www.stocksidea.com. they have answer of this