Am I screwed?

Question

I am being considered with a job for a mid sized mortgage company here. Been through 4 interviews, the works. They asked for a background check.. Problem is about 5 years ago I wrote a few checks that bounced, took care of it and was never convicted of anything.. Although I was charged and I know for a fact it does show up on any report.. I explained the situation prior to handing the authorization in..

Am I screwed or do I still have a shot? It is for an IT job, so it's not like I am handling cash or anything.

Answer 1

I read a report this morning about people with felony convictions not being able to get jobs no matter what the felony or how long ago. Since you were never convicted of anything, maybe it won't go badly for you. At least you were upfront about the problem with the company you are hoping to work for and hopefully they'll take that into consideration. Good luck!

Answer 2

You should be fine, if they are considering you seriously to begin with. After 4 interviews, I'd say you're a real contender. It was very smart on your part to reveal the potentially damaging info up front. They love honesty and openness. You bounced checks - you took care of them - end of story. Half the world has bounced checks. No biggie. If they are that uptight, you'd probably be better off in a nicer environment anyway...Good luck with the situation, and remember; you are the same person who got 4 interviews; you must have something pretty special that is observable by others, or you'd have been cut in a much earlier round! Keep your eye on the prize - and never let 'em see you sweat....

Answer 3

It depends. Are you going to be a loan officer? Do you have to have any kind of certification or license from your state to do the work you are going to do? Chances are it won't be a problem if you were honest and explained the situation before they did the background check. Usually they look for stuff like fraud or embezzlement. Good luck!

Answer 4

I have actually had an experience with this, from the employer side. I had a person we wanted to hire show up with a couple bad checks from several years earlier. When confronted, he readily admitted it, and explained the situation that he had been in at the time (divorce proceedings). Hired him anyway.

Answer 5

You really never know how your situation is going to be viewed. I feel safe in saying that bouncing checks is low on line of items that would throw up red flags.

Answer 6

It's up to the employer, in most cases. Honesty up front is always a good aproach, because they could find out later, and you'd be out of a job for holding that information back. Keep trying, and best of luck to you!

Answer 7

I don't think you are screwed. If they mention it again, then you can explain to them..just like you did to us. You were not convicted..you took care of it and you made a mistake. Just be honest. I think since you were forthcoming..they should at least respect that.

Answer 8

I really think you should be fine if what you say is true. Especially as you seem to have been open about the situation at interview.

Answer 9

Explain it to them on next meeting if they asked. But I would start looking for others right now just in case.

Answer 10

Not to worry , if you are qualified enough they will forgo that small little flaw, and if they think you dont have to get the job(based on your qualification, then they will blame it on that little insignificant flaw. so i hope the rest of the resume is good enough to get u the job.