Someone Please Help!!!!!? MY DAD...?

Question

My oldest sister and her lazy *** husband has caused my dad a lot of stress. First my dad co-signed for them on a Yukon and now owes $8,000 due to repossetion. Her husband lost his job for not wanting to come to work. She is in college and just decided to drop out, leaving my dad to pay on her student loan since he co-signed again. Now they are garnishing his check every week. Her and her husband has really ruined our lives and caused me and my younger sister to not get things. My dad is now stuck with a car note for a car he never owned, a student loan and on top of that his own bills (house,car,credit cards)
Please give me some advice of what to do?
My dad's health is going really bad due to stress and i feel like i cant do anything to help because im in school and got laid-off at my past job.

PLEASE HELP US!! any advice besides killing her.

Answer 1

Everyone is saying small claims court, but your question was how to relieve stress and that would make more. Besides even if he won you cant make people pay money they don't have. The best thing for you to do for him is to be supportive. I know it is hard when you want something you cannot afford, tell your dad you love him and he doesn't need to buy you fancy things for you to love him. Its a shame that your sister ruined things for you and your sister. The sad truth is things may not get better. You can help him by getting a part time after school job to help out buying the things you and your sister need. I know you love your dad and respect him more than your sister does, so step up to the plate and be the bigger person. Its a hard lesson of life, but you will be a much better person for it. And I guarantee you will never disrespect or take advantage of anyone. You will never end up like your sister. And how you should deal with your sister is tell her she is hurting the family. (if you have already done this, good) Let her know you cannot respect her until she makes it right. Then leave her alone, don't make any time for her, pretty much ignore her. That's all you really can do. Good Luck , I hope things get better.

Answer 2

your Dad is a grown up and has made his own choices. If the car was reposessed, he had to know about it before it happened. Why didn't he sell it??? If she just dropped ot of school, the loans are deferred for 6mos generally. Who is garnishing his wages? The car dealer that repossed the car has a right to sell the car and bill the owner the difference between what was left and what it was sold for. I am not sure that they can garnish wages for it unless he has a judgement against him. Your Dad sounds like an irresponsible person as well, it's no wonder your sister uses him in the same way. I would talk to your sister and tell her that what she has done is wrong and that your Dad shouldn't have to clean up after her, esp if she's married. You might tell her, if your Dad will let you, that she will not inherit a dime if she doesn't help now.

Answer 3

Unfortunately, your dad consented to these things, and will have to chalk it up to a very tough lesson learned.

He co-signed, he told the bank that he accepted full legal risk of the loans if they were defaulted by the primary signer.

However, the good news is once your sister, or her husband, whoever was the signer on the notes....once they get a job, their checks will be garnished as well...that's probably why they're not working.

As for you, the best thing you can do is suck it up a little, and not ask for as much, and show him your support.

Your line "and caused me and my younger sister to not get things"...although that has to suck...well, things just happen sometimes, and your dad should've learned on the first time they defaulted to not do it again.

Answer 4

Take her to small claims court. Bring proof of the loans and all of the papers showing that he has been ruined by her and her husband. Your dad may not be able to recover the full amount but he will be awarded at least part of it. Don't wait because there is a time limit. Go to www.judgejoebrown.com for more info.

Answer 5

personally i think he should cut the cash flow, and get the m to file for bancrupsy and explain to the credit bureau what they did to him. also they should get FA and deal wit it himself...eithr that or she should leave the sorry excuse of a BAST*** and find a real man. i know your trying you best, just try to keep your dad relaxed, and dont fel bad of being jealous and not getting things, you have every right, she is imposing on your turf wayt more than she should be. tell her to go to hell, and if none if this works, let the courts deal with it, if she realy cared she wouldnt let it go this far.

Answer 6

see dedra hear u have to use ur brain uhave to first think wht is likely to ur dad and do that thing in this help as per i think there is no one to give ur ans because ur case is too critcal so u have to first think wht is the main problem is ur dad is facing u should not tell to any one only u have to keep this in mind that u can only solve this problem use ur sense it will definatley help u

Answer 7

if he owns the house take out a 2nd on it pay everything off and be done with it and tell your sister she neseds to start paying her own student or file bankrupcy on it and thecar so your dads not liable

Answer 8

if its really that bad, i would look into bankruptcy, or possibly a debt consolidation place, where they work with you to lump all your bills together to make only one payment a month, and a lot of them can get payments and intrest on loans reduced..

Answer 9

Small claims court

Answer 10

talk to your dad about your sister and that tell your sister to start taking control of her fiances. so your dad can stop stressing!!