What tip has saved you the most money?

Question

Coupons, taking the bus, etc. Especially if you are a family of 4 or more on one income.

Answer 1

First, when I compare my expenditures to those of my friends, the obvious savings is the fact I do not own a vehicle. Even with monthly bus passes and the occasional taxi, I spend hundreds less monthly. Second, I look over my budget almost weekly to see how things might work better. Once, I worked in a set amount of retirement/savings into my budget so it became a "necessity" like any other bill. Suddenly, my cable and cell phone stood out as nice-to-haves, not need-to-haves, so I cut them out entirely. Third, though I'm always on top of my bills, I started using auto-pay functions to ensure I would never get behind. Fourth, I started eating in and brown-bagging far more, which decimated the amount I was spending eating out. My next step is to have my bank automatically send money monthly to my investor, like a bill, so it gets done despite how busy I get.

Answer 2

I bought and read a lot of books on financial literacy and when I combined the strategies and all the pieces of advice I got from the books, I realised that there is no one simple quick fix piece of financial advice but if one invests time, money and energy on how to become financially literate then one tends to save a lot of money by committing a lot less mistakes financially.

I have read all the books by Robert Kiyosaki but would recommend Rich Dad Poor Dad and The Cashflow Quadrant. From there you can invest time on the books that Robert recommends at the end of each book. I was a bit sceptical at the begging but today I own a thriving advertising agency and for fun I buy and sell houses. I used to be a bus boy and after a few hours at the library learning the secrets of money I drive my Porsche Cayenne to buy more book on financial literacy.

Answer 3

Well I always use the coupons because they save me a whole lots of money in the grocery store. I buy the newspaper on Sundays just for the coupons.

Answer 4

Family of 4 here - Coupons - without a doubt - we buy two sets every week

Answer 5

I know it's going to sound ditzy but by not touching the crispies (crispy bills but it into a cute box, piggy bank, or jar I have a space in my wallet for $5-$100 crispy bills and a cute jar that is round and brown with a cork top that says Chocolate Fund I put crispy $1's in it the junk bills I spend and by putting every single cent into a piggy bank or jar.

Answer 6

1. avoid eating out.
2. if you want something fun to eat (like hamburgers, french fries, pizza, hot dogs, ice cream sundae), then buy it at the grocery store and make it at home
3. cook at home.
4. if you want to have fun, try to do outdoor, park activities during the day. Sports do not cost a thing. Sports that I enjoy include hacky sack, frizbee, running, walking, soccer, basketball, volleyball...actually, it is free to go to the beach, but really fun!
5. learn to love a few things, and stick to them (including your family).

Answer 7

I always pay myself first before paying bills that way I always have some money stashed away in an emergency savings account.

Answer 8

Always have rental car coverage in your car insurance policy. This forces your insurer to move quickly to get your car back on the road.

Answer 9

i bought a cheap used car that gets 38 mpg on the freeway

you can't imagine how much i've saved on just gas alone

Answer 10

Here is a tip for you- don't drink and drive- I hear DUI's are ridiculously expensive these days.