my wife was sitting at a stop light (red) when a car ran the stop sign about a 100 ft back then ran into her. causing some body damage but injuring her back. She has been to the doc twice and goes again Thur. and to therephy 3 times with more to come.
2006-06-20 13:15:25 · 9 answers · asked by Isaac M 1 in Cars & Transportation ➔ Car Makes ➔ Pontiac
depends if you are in a no fault state as others have said; unless you can prove and get admission of fault...
A little secret I'll pass along... once you have figured out how much it has cost you (loss of use, diminished value or total loss, time, doctors bills, loss of work, stress, pain and suffering) let your claim sit on the adjusters desk for awhile. They want everything settled ASAP and will offer a low-ball figure to settle and close your claim. There is a "secret formula" most insurance company's follow that they will never admit to. Assuming you are not injured too badly (loss of use of limb for example), take the damage amount to your vehicle (even a total loss; what was the car worth before it was hit) and multiply that by three and you have an approximate value for your claim. That should be in addition to all the doctor's bills they should have paid for your prior doctor's and therapeutic visits.
And good luck if your fighting with Progressive or Farmers. They are tight with their claims. As I said, the longer it sits, the more pressure on the adjuster to settle and close. They have to make you "whole"... completely satisfied. Let it sit for a few months if you have to. I was offered $7000 on a three year old car, which was close to the repair amount, and settled for $21,000. Same kind of accident, rear ended at a red light at about 40mph. Good Luck!
2006-06-27 06:58:48 · answer #1 · answered by dukfan1 1 · 5⤊ 0⤋
In rear-end collisions, almost universally the person who struck the back of the other vehicle is at fault. VERY hard to prove otherwise.
2006-06-20 20:19:11 · answer #2 · answered by Harry 5 · 0⤊ 0⤋
In Ohio, if you hit someone in the rear, you are at fault. If you are sitting still and someone backs into you, you are at fault. if someone pulls in front of you and slams on their brakes and you hit them, guess what? you are at fault. It is called ACD or assured Clear Distance. you are required to keep an ACD from the car ahead of you and if you don't, it's your fault. Sucks sometimes, but thats the law.
2006-06-20 20:20:42 · answer #3 · answered by Ms Pepsi 3 · 0⤊ 0⤋
A State Trooper told me if an airplane fell out of the sky and you hit it in the rear end -- It's your fault !!
2006-06-20 21:45:06 · answer #4 · answered by drdave427 1 · 0⤊ 0⤋
the first response made the most sense.
first question fault or no-fualt state?
california is a fualt state and also nevada, the rest, i don't know
call the insurance of the other party and ask to have you car repaired and ask for compensation as well CA. or NV. i can help.
2006-06-21 18:01:30 · answer #5 · answered by Anonymous · 0⤊ 0⤋
their fault. in back end collisions, the person who is behind is at fault 99.9 percent of the time. sue their insurance company and they'll fold.
2006-06-21 16:19:59 · answer #6 · answered by DIE BEEYOTCH!!! 4 · 0⤊ 0⤋
with todays no fault insurance - best seek the advice of a lawyer
2006-06-20 20:18:15 · answer #7 · answered by kaykib320 3 · 0⤊ 0⤋
if you back into some one its your fault if some one hits you its their fault
2006-06-20 20:40:24 · answer #8 · answered by illinoissux 2 · 0⤊ 0⤋
go to a chiro. and tell them!!
2006-06-23 13:41:13 · answer #9 · answered by amandax086 4 · 0⤊ 0⤋