how can i???

Question

ok, i have a part time job, and now that im preg. i had gotten a 2nd job.
well i ended up having to quit due to me standing 8hrs (doctors orders, i had 2 miscarriages)
i have started savin alittle biut of $$$$$
and was wondering how can i cut back on expensies/ how much a week should i put away?
the daddy isnt around and i have my own apartment and bills

this will be my first chil;d, so im confused on where to start.
my job also doesnt have maternity leave so i need $$$ sor when i take off

i didnt know he was a dead beat until after i got preg and he left

Answer 1

From: sad1986

Subject: hey

Message: hey dick head, i never said i a HEARED the heartbeat, I SAW IT
i feel bad, u are a pathetic piece of **** and no one loves u.
go **** yourself.

u have been reported and ignored ***** licker


This is what this person sent me.....she must be a lovely girl and her parents so very proud

Answer 2

Don't go shopping for anything that isn't necessary (i.e. food, clothing - but not a ton, just what you need, etc.). Try not to eat out, but instead make your own food. Don't buy food you know you won't/shouldn't eat. For two weeks keep track of how much money these things cost you, and then add $25 or so to that amount, and put the rest in the bank each week.

For example:
Let's say in week 1 you spend $150 on necessary items, and in week 2 you spend $120. Average those two (150 + 120 = 270/2 = $135). Then add the extra (let's say $25 in this case). So you should be allowing yourself 135 + 25 (or $160) per week, and put the rest in the bank to save. Of course, this is only an example, and I don't know how much your utilities and whatnot cost, but try to figure out something similar based on your income, bills, and weekly shopping. Good luck.

Answer 3

Wow, you're in a tough spot, honey. But it's not entirely impossible.

First - have you checked with the state to see if you qualify for any assistance? There's no shame in getting help when you need it - and especially if it's temporary. In my state, they will pay for daycare for 2 years while you work and go to school. Also, the state health department usually has free vaccinations, and the birth of your baby should be covered as well. You shouldn't have to work 2 jobs while you're pregnant, but I understand why you tried. You probably qualify for some kind of assistance.

Second - Find out who all the area agencies are that help with bills if you fall behind (call the electric company and see if they have an assistance program). We have an agency that helps pay your heat bill if you can't. Have those numbers ready in case you ever need them.

Third - Cut out everything unecessary - we got rid of our land line and just kept our cell phone - it saves us about 45 a month. Plus if you have cable, do you really need it?? You can go to second hand stores for baby stuff - cribs, etc. and if you contact places like Catholic Social Services - or similar places, sometimes they have things donated to them and could possibly help you.

Fourth - Could you stand living with a room-mate?? Kids cost a LOT of money and you could probably buddy up with another single mom to share common expenses like heat, gas and cable - that would take some of the pressure off. Or could you stand moving in with a relative. I know that thought sucks, but you gotta do what you gotta do. If your parents would let you live rent free for a while, then I would take them up on it. And don't be afraid to hit family up for some donations as well. Raising a baby takes a LOT of money and people know that.

Last - try to take it easy on yourself. Stress just adds to everything 10-fold and you just need to have a chance to enjoy your pregnancy and get ready for this life altering event. Just save what you can, and try to get as much help as you can. Everything always works out, it just takes some doing.

Good luck and I'll keep you in my prayers.

Answer 4

Your biggest expense is going to be your housing or rental expense. If there is anything you can do to reduce this do so. Like live with a roommate, stay with parents, etc. It sucks, but that is generally between 20-40% of most people's income.

As far as everything else, cut coupons, grocery shop with a list, go to thrift stores.

For savings, you should try between 5-10% of you take home. It may be tough to adjust but if you have it taken out automaticly from your paycheck that will help the adjustment.

Answer 5

I had my first child when I was 14 and it was really hard because I was too young to work. At least you can work for now, I would suggest going on and buying diapers and stuff now...to sort of build it up so you wont have to find money for it later. They only wear the newborn size for as many as you get in the hospital and the size 1 for maybe 2 bags of diapers...so keep that in mind. I don't know if you are planning to breast feed or not, but this saves tons of money for the first year. Just try to save as much as you can...Best wishes

Answer 6

As a dispassionate 3rd party observer, I have to ask the obvious question: Why not consider an abortion?

For a person without the obvious means to properly raise a child, would it be fair to yourself or the child in the long run to go through with this?

If you are pro-life, then consider putting up the child for adoption?

I understand that lots of people want to have children, but are inadequetely prepared to do so. This adds to societies burden as well when we have to provide assistance programs.

I wish you the best of luck.

Answer 7

If you have an emergency pregnancy center/home in your area, they will help you with maternity clothing, resources available, etc. Also, consider the WIC program in your county - you sound like you would probably qualify on a part time job.

Answer 8

learn to be a smart shopper...separate out what's want and what 's need. You dont need coffee from places like star buck, make your own lunch...start cutting coupons from newspaper....look for sales of diapers and baby items now...collect them as there go on sale....go to used store for baby clothings and stuff ....you can always clean them.....do u have any food bank around your area? sometimes they give out baby food or milk powder......this is the time to swallow your pride and buckle up....do u have any welfare around your city where you can get some basic allowance?

Answer 9

Your first mistake was choosing a dead-beat to father your child. Babies are very expensive. Ask you church if they can help you. Maybe they will donate a crib and clothes.