2006-06-20 03:28:01 · 7 answers · asked by D NICE! 2 in Business & Finance ➔ Personal Finance
check your credit report to make sure everything you filed was removed and
the only thing it should say is chapter 7
discharged. And then make sure you pay all
bills on time at least 6 months in a row before
trying to get credit.
2006-06-20 04:02:05 · answer #1 · answered by Anonymous · 0⤊ 0⤋
get an unsecured credit card with a low balance and start rebuilding your credit. i know it sounds weird but thats what has to be done. pay off whatever didnt get discharged and start all over it will take about 3 years to see a difference. good luck
2006-06-20 10:54:59 · answer #2 · answered by futurehero5200 5 · 0⤊ 0⤋
Prepare a budget of your monthly income and your normally occuring expenses.
Stick to the budget!
Honor the budget!
Obey the budget!
And remember, if it didn't exist in the 70's or early 80's -- you don't need to buy it -- it probably isn't a necessity and is a luxury (which includes cell phone).
And please, live below your means. . . much less drama.
Stop flossing to folks who don't pay not nan one of your bills!
2006-06-20 19:52:55 · answer #3 · answered by DaMan 5 · 0⤊ 0⤋
If you want a correct answer... ask a local bankruptcy attorney!
I would suggest you read the article "New Bankruptcy Law – Where’s The Consumer Protection?" you can view it at:
http://www.sandiegolawyerforyou.com/san-diego-bankruptcy-law-update.htm
http://www.las-vegas-nevada-lawyer-attorney-legal-injury-defense-directory.com/las-vegas-bankruptcy-lawyers.htm
http://www.san-francisco-oakland-bay-area-lawyers-attorneys-directory.com
http://www.san-jose-ca-lawyers-attorneys-directory.com
http://www.sacramento-ca-lawyers-attorneys-directory.com
http://www.la-orange-county-lawyers-attorney-directory.com
http://legal-advice-library.info/blog
http://www.austin-texas-lawyers-attorneys-directory.com/austin-legal-services.htm
http://www.san-antonio-texas-lawyers-attorneys-directory.com
http://www.san-diego-lawyer-attorney-personal-injury-dui-car-immigration.info
2006-06-23 09:26:07 · answer #4 · answered by Gary A 2 · 0⤊ 0⤋
Don't be in a hurry to get another credit card for sure.
LC
2006-06-20 11:14:37 · answer #5 · answered by littlebit 5 · 0⤊ 0⤋
Breathe!
Start over with a clean slate...
2006-06-20 10:31:35 · answer #6 · answered by River Walker 2 · 0⤊ 0⤋
don't make the same mistakes twice and don't live beyond ur means.
2006-06-20 10:36:07 · answer #7 · answered by ? 1 · 0⤊ 0⤋