what are the best options for personal investing of 20k short term high return and long range low return?

Question

don't know if i should just go for a sure thing, long term investment for retirement or take a chance high risk short term stuff

remember i'm only working with 20k

Answer 1

The approach used by Warren Buffett (the world's 2nd richest man after Bill Gates) & his followers is invest for the long term, over at least 20-30yrs

http://www.investopedia.com/terms/w/warrenbuffet.asp
http://en.wikipedia.org/wiki/Warren_Buffett

Guide to "Value Investing" on Fool.co.uk:
http://www.fool.co.uk/valuehome.htm?ref=lrninvadv

Answer 2

Hey,
Penny stocks, also known as cent stocks in some countries, are common shares of small public companies that trade at low prices per share. They are notoriously risky but if you follow a special method I've learned you can earn good money at almost no risk. This is the site I use: http://pennystocks.toptips.org

I definitely recommend subscribing to this site in particular. Very good research, quality stocks. I was a bit weary of penny stocks from all the bad hype they receive but this guy is pretty legit. He's put my mind at ease with a lot of the fears I've had. I especially like that he doesn't send out announcements left and right. I've signed up for other websites that fill my in-box with one company after the other. I don't know where to even start with so many choices in front of me! Nathan sends me one idea a week and that's all I need. Working so many hours during the week leaves me with very little time when I get home to start doing tons of penny stock research. I'm always eager to see what Nathan's next suggestion is each Friday and I love having time on the weekend to do my research.

As said above if you want to make money with penny stocks you have to follow some proven methods. This one in my opinion is the best: http://pennystocks.toptips.org

Answer 3

I suggest you do both. invest, say, $5k for short term high risk and $15k for long term low risk. This will help you in old age and at the same time will give you the chance for high profit, which you may well regret later if you do not avail your self of it now

For the short term option I suggest 3 or 4 penny stocks This need not be too risky if you do some researching of the companies first. For the long term I suggest two very low cost mutual funds one tracking the S&P500 index and the other tracking the world index

Answer 4

You have to provide more information about the possible payouts and their likelihoods to arrive at a rational decision. You'd also need some measure of your risk tolerance to indicate your preferences in trading off risk and reward.

For instance, the "sure thing" could be putting money under your mattress. That might sound like a poor investment, but if the alternative is putting it all in lottery tickets, the mattress might sound pretty good. But then if your life circumstances have you needing $100k for a kidney transplant operation or else you die, then the mattress becomes a sure loser, whereas the lottery tickets give you some chance of living longer.

Answer 5

There are no longer any 'low threat' returns that are a assure. With in user-friendly terms $500, you're in all probability to get eaten up by making use of transaction expenditures in case you commerce oftentimes, so which you like some thing to hold directly to for a minimum of countless days as a 'swing commerce', or longer. distant places money markets are notoriously intense threat and volatile, and in case you do not have the abilities, circumvent. so some distance as shares, couple of minutes era, the two self practice your self on technical inventory decision or use a e-e book or respected inventory picking provider.

Answer 6

I'm earning good money with this binary option signal sofrware ( www.forexsignal.kyma.info )

What I'm going to show you now might irritate old-fashioned traders who can't accept that a piece of software can outperform what they have learned through many years of trial and error

Answer 7

Would you like to invest in my Prepaid Legal Services Provider Company based in Manila, Philippines. I can offer you a guaranteed 2.5% monthly interest income plus the Option to earn a lot more.

If interested, email me at [e-mail]

Thank you

Charles

Answer 8

Look into index funds. Use the calculator at http://www.1728.com/compint.htm, and see what you get at, say and average of eight percent over ten years compounded annually when you invest twenty grand. You might be surprised.

Answer 9

Invest in a low cost / budget mobile telecom company, like "EasyJet" (Europe) dit it with the airline company.

Answer 10

If you can invest upto 25k you can invest in NUMISMATIC INVESTMENTS with Quest International, a e-commerce company which even gives you a business opportunity with your investment, through which you can have long term benefit.
visit www.quest.net or mail me at [e-mail]