Canadian bank claimed a loan on our home was not ours for 2 years. Bank didn't consult us, and eventually cancelled the direct payment from our account Nov 2005. This account was paying them and servicing the loan for almost 2 years. We sent fax and mail to bank to tell them they need to take money out ASAP. The bank refused our money for payment at teller in Ontario Bank Branch in Dec 2005. They did however take 2 or 3 payments.. Now 6 months later April /May 2006, the bank through a legal firm claims in a law suit that we refused to pay them. They are working with the fraud artist to try to take our home away from us. Note, the bank didn't do due diligence and neither did the lawyfirm who set up the loan. Person used different names to evade problems and this impacted us badly. We went to bank omnbusdman and they said an investigation was being done, but nothing took place. A bank agent contacted us after we called them, said, bank couldn't talk to us. We are not on loan
2006-06-16 08:32:05 · 2 answers · asked by Angel 1 in Politics & Government ➔ Law & Ethics
That is a complex situation with lots to be sorted out. The best approach would be to take one step at a time. Work on each step of the process. Overall, the bank can take action and then it is up to you to show why the action was not proper and defend your actions. It is a difficult mess, but hang in there, make sure you can show and prove your facts and it can be resolved in time. At best, mediation may be the answer for your situation.
2006-06-17 06:45:31 · answer #1 · answered by Dawk 7 · 37⤊ 0⤋
i would strongly suggest that you contact a lawyer immediately. see if you can find one that will give you a free consultation. they may even wait for payment until you have received a judgment
2006-06-23 07:50:36 · answer #2 · answered by canadian_beaver_77 4 · 1⤊ 0⤋