Make certain that you make at least the minimum payment on all credit card bills & pay every single bill (cable TV, electricity, water, etc.) on time each month. Sit down & figure out exactly how much you owe to each creditor & what the interest rates are, etc. Here's a link to an online simulator that lets you figure out how your FICO score will change when you pay various amounts on a bill. http://www.providian.com/cmc/fico_simulator.htm
Once you've paid off a credit card entirely do not cancel the account because believe it or not, it will lower your credit score. Just do not use the card any longer. It's worth the time & effort to "do the math" & get your credit score in good standing...best of luck!
2006-06-15 04:35:30
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answer #1
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answered by CJCinTX 4
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like Stacey said, but for example, if smallestt bill is $35. a month, when you pay it off, take that $35. and add to what you already pay to the next smallest bill. Say you were paying $40. a month, now pay $75. a month. By smallest bill, it means the amount of the total outstanding debt. Do not continue to use credit cards, and call to have them canceled as soon as they are paid off.
2006-06-15 11:35:30
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answer #2
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answered by Anonymous
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start by paying off your small bills first and then pick the smallest to the greatest and pay them off in that order. It will take awhile if you have bad credit or owe alot of money but it's worth it.
2006-06-15 11:31:24
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answer #3
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answered by Stacy R 6
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Cut it up, and pay the bills. Buy less. Get a rich partner, rob some one, ask a friends. everyone has that problem.
2006-06-15 11:32:35
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answer #4
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answered by Yves L 2
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I suggest that you don't get it dirty, then you won't have to clean it.
2006-06-15 11:33:41
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answer #5
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answered by alliegator 3
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pay your bills, it's that simple.
2006-06-15 11:30:53
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answer #6
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answered by Anonymous
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