Lets say you buy Cereal and you use your debit card to pay it off. Does the bank charge you any extra fee for using the debit card?
2006-06-15 04:04:03 · 10 answers · asked by AnGeL 4 in Business & Finance ➔ Personal Finance
If they do - change your bank. I've never had a charge for using a debit card. If I withdraw money from ATMs not associated with my bank - then there is a charge. If you use a credit card to withdraw money - you pay a charge and interest from the date of withdrawal. In the UK, it's wise to use a credit card for purchases over £100 because you get legal protection if something goes wrong.
2006-06-20 05:30:15 · answer #1 · answered by Mike10613 6 · 1⤊ 0⤋
No - the bank does not (sorry let me change that - MY bank does not charge, you'd have to check your bank's rules).
My understand of the rules (again going by my bank) is that the only time you are charged for using the Debit Card is if you go to a different ATM (not owned by your bank) you will be charged a service charge.
Have a lovely rest of the day.
2006-06-15 04:08:33 · answer #2 · answered by Goblin g 6 · 0⤊ 0⤋
Depends on lots of thinks...most off your bank, some places charge if it's under a certian amount say $5 ir $10. Then some like taco bell charge .99 for all charges but those places have a sign posted.
2006-06-15 04:08:36 · answer #3 · answered by MaryJaneD 5 · 0⤊ 0⤋
No, but places or bill companies can "charge" a fee for using a debit card for making payments, etc.
2006-06-15 04:08:24 · answer #4 · answered by DollyLama 5 · 0⤊ 0⤋
nope. the only time you would get charged using your debit card is if you use an ATM that isn't your bank's ATM. sometimes you'll get a fee from your bank in addition to the fee you're charged at the ATM.
2006-06-15 04:07:40 · answer #5 · answered by heterophobicgirl 5 · 0⤊ 0⤋
i use mine all the time with no charge at all. Now the merchant may have a minimum purchase that they will accept with a debit card
2006-06-15 04:09:32 · answer #6 · answered by golferwhoworks 7 · 0⤊ 0⤋
No, actually it is the other way around. Sometimes it could be cheaper to buy with a debit card because you don't have to pay taxes. Do you love it?
2006-06-15 04:08:12 · answer #7 · answered by Genio Atrapado 5 · 0⤊ 1⤋
That depends on the bank you use. Sometimes the store will charge you and then the bank will charge you on top of that.
2006-06-15 04:10:49 · answer #8 · answered by Anonymous · 0⤊ 0⤋
My bank charges a dollar. I use it as a credit card and its free of charge.
2006-06-15 04:07:10 · answer #9 · answered by Stacy R 6 · 0⤊ 0⤋
You will usually get the atm fee if you choose the debit option. Choose the credit option and you won't.
2006-06-15 04:08:32 · answer #10 · answered by Sunidaze 7 · 0⤊ 0⤋