2006-06-14 20:10:18 · 8 answers · asked by dawn h 1 in Home & Garden ➔ Maintenance & Repairs
If he is a reputable builder, he should have his own insurance to cover personal and property liability. Secondly, I recommend you speak with your own insurers and explain the situation. They may recommend filing a claim and they may then persue recompense from the builder on your behalf.
2006-06-14 20:17:39 · answer #1 · answered by Hugh Jampton 3 · 0⤊ 0⤋
Not knowing where you are located, I'll use the USA as an example.
In this country certainly you need to confront the builder, but also your own home owners insurer. If the builder won't oblige repairs, your own insurer might take on the claim and in the process they go to the builders insurer for recompense.
The process is called subrogation.
If all else fails you can go through the small claims court system, though that could take eons in any resolution.
Rev. Steven
2006-06-15 01:26:58 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Being a homeowner and retired home service business owner, I can picture too many different ways that this could have happened. To answer this question intelligently, we need to know the circumstances in how the carpet was water damaged, because a "ceiling" was stepped thru.
All reputable contractors, home service companies, etc, carry liability insurance in the event a home is destroyed thru their actions. Therefore their insurance may not cover just 'carpet damage'
If the damage occured because of neglect... neither insurance company may accept the claim.
Give us a little more information, and we may be able to help you.
2006-06-14 20:25:55 · answer #3 · answered by thewrangler_sw 7 · 0⤊ 0⤋
The builder should carry adequate insurance to support this claim. Check with his company and file a claim with them.
2006-06-14 20:29:34 · answer #4 · answered by Jules 1 · 0⤊ 0⤋
The builders liability insurance should cover any damage.
2006-06-15 00:30:05 · answer #5 · answered by gizmo 2 · 0⤊ 0⤋
the builders, he is liable to repair the ceiling and the carpet, consumer credit act 1974 as amended if you live in the uk. good luk
2006-06-14 20:16:13 · answer #6 · answered by harrierzero1 4 · 0⤊ 0⤋
Contact your own House Buildings Insurer in the first instance and they will tell you the correct way to proceed.
2006-06-15 10:57:06 · answer #7 · answered by doganjo 1 · 0⤊ 0⤋
the builders if he is insured failing that your own house insurance
2006-06-19 09:45:32 · answer #8 · answered by Anonymous · 0⤊ 0⤋