because In recent years I was not planning on buying a house, but just up and decided to purchase a home, what or how can I prove that I have been working steadily for years
2006-06-14 02:28:25 · 9 answers · asked by keke16 1 in Business & Finance ➔ Renting & Real Estate
If you are self employed only then you need tax returns for the loan.You can ask the tax office for a copy of your old records. If you haven't paid the tax then you may get a fake tax return from a tax agent(May be $500). Or you can look for a loan called NO DOC OR LOW DOC.
If you work for somebody , you need your pay slips, and employement letter stating your gross income and net income.
2006-06-14 02:44:07 · answer #1 · answered by Nav 2 · 0⤊ 0⤋
You don't need tax returns. All you need is something to show that you've been employed and have been paid regularly. Either your W-2s, bank statements showing direct deposits or even a letter from your company HR department would help.
2006-06-14 09:34:14 · answer #2 · answered by spot 5 · 0⤊ 0⤋
There is usually a document that the bank has that they will have you sign, which allows them to get a copy of your federal return from the IRS.
But in general it is a good idea to keep your returns around for several years in case of an audit.
2006-06-14 09:32:51 · answer #3 · answered by KYRealEstateGuy 4 · 0⤊ 0⤋
You or the mortgage company should be able to request all older tax returns from the State and IRS. I don't knwo the name of the request form I just know its possible.
2006-06-14 09:32:05 · answer #4 · answered by tressa1220 3 · 0⤊ 0⤋
Call the IRs and ask for copies Live Telephone Assistance
Call 1-800-829-1040 .
or check out the website and find a local office where you can walk in and ask for the forms ..
http://www.irs.gov/localcontacts/index.html
2006-06-14 09:35:37 · answer #5 · answered by faye59x 2 · 0⤊ 0⤋
Why you don't have them? IRS requires that you maintain copies of your tax returns and any supporting documents for a minimum of five years. Its a law.
2006-06-14 10:00:42 · answer #6 · answered by fasb123r 4 · 0⤊ 0⤋
go get your best mortgage quote, then come to me and i'll see if i can shave off the closing costs or give you a better rate. I'm a broker and work with 90 lenders.
2006-06-14 13:04:15 · answer #7 · answered by ondreforsure 3 · 0⤊ 0⤋
you can do 24 months bank statements and divide the deposits by 24.
2006-06-14 10:27:26 · answer #8 · answered by Anonymous · 0⤊ 0⤋
your state IRS will, contact them.
2006-06-21 01:53:09 · answer #9 · answered by lindasueme 2 · 0⤊ 0⤋