2006-06-13 17:58:09 · 4 answers · asked by jenny_0365 1 in Local Businesses ➔ United States ➔ Los Angeles
The short answer: Fill out an application and send it in.
Smart of you to ask before you got yourself in real trouble. A lot of people fill out the forst piece of junk mail that shows up and learn the hard way (I spent three times the amount I charged over six years with a Providian card-stay away from them).
Shop around, look for the best interest rates, and read the fine print, get recommendations. Sometimes your interest rates will sometimes go up if your payment gets in late, plus late fees, add to that the fact they send the bill late, anyway.
2006-06-13 18:05:16 · answer #1 · answered by Roadpizza 4 · 0⤊ 0⤋
The best way to get a credit card is by opening a saving account in a trust worthy FDIC bank such as Bank of America, Wells Fargo, Washington Mutual and others Your credit limit will be the amount in your saving account. This is yourt start. Then it takes 6-12 months, the bank will increase your credit limit without the importance of your saving account. But you should pay your monthly payment on time. If you want to get an excellent credit, try your best to pay off your monthly credit bill in full and on time. By doing this, the bank will give you a higher credit limit in a shorter time.
2006-06-13 18:13:13 · answer #2 · answered by gb 1 · 0⤊ 0⤋
by applying to the issuing banks...sometimes the banks will offer it to people who have good credit records.
2006-06-13 18:02:18 · answer #3 · answered by jims_bong 5 · 0⤊ 0⤋
You can get them in the mail or at a bank.
2006-06-13 18:01:00 · answer #4 · answered by Someone 3 · 0⤊ 0⤋